Looking for an Oregon general warranty deed form? Our downloadable Oregon warranty deed template provides the strongest protection for property buyers by guaranteeing clear title and protecting against all past, present, and future title defects—perfect for real estate sales, refinancing, and any transaction where the buyer needs maximum title protection.
An Oregon general warranty deed is a legal document used to transfer real estate with the grantor (seller) providing the strongest possible guarantee of clear title. Unlike quitclaim deeds, a warranty deed in Oregon includes covenants that protect the grantee (buyer) against all title defects, liens, and encumbrances, whether they arose before or during the grantor's ownership. This makes it the preferred deed type for real estate sales throughout Oregon.
Download Your Oregon General Warranty Deed Template Now - $9.99
✔ Instant Download – Get immediate access to your Oregon warranty deed PDF
✔ Multiple Formats – Available as editable MS Word, fillable PDF, and Google Doc
✔ Easy to Use – Includes step-by-step instructions for completing your warranty deed
✔ Legally Compliant – Formatted to meet Oregon Revised Statutes § 93.850 requirements
✔ Affordable – Just $9.99 for complete access to all formats
Oregon general warranty deed form (Word, PDF, and Google Doc formats)
Editable Oregon warranty deed template you can customize
Fillable Oregon warranty deed PDF for easy completion
Step-by-step instructions for proper execution
Recording guidelines for Oregon counties
Information on Oregon's covenant requirements
Property Transfer Notification guidance
Access to our organized course platform with all templates
Real Estate Sales – Standard deed for property sales with full buyer protection
Mortgage Refinancing – Lenders typically require warranty deeds for loan transactions
Arms-Length Transactions – Any sale between unrelated parties
Commercial Sales – Business and commercial property transfers
Investment Property Sales – Transfer of rental and income properties
New Construction Sales – Builders transferring newly constructed homes
Maximum Buyer Protection – When the buyer needs strongest title guarantees
Lender Requirements – Most mortgage lenders require warranty deeds
Maximum Protection – Provides strongest title guarantees available under Oregon law
Buyer Confidence – Assures buyer of clear, marketable title
Lender Approved – Meets requirements of mortgage lenders and title companies
Six Covenants – Includes all required covenants of title under Oregon law
Professional Quality – Legally compliant with Oregon recording requirements
Flexible Formats – Choose from Word, PDF, or Google Docs
Cost-Effective – Much cheaper than attorney preparation at just $9.99
Instant Access – Download and use immediately—no waiting
Complete the Form – Fill out our Oregon warranty deed template with property and party information
Sign Before a Notary – The grantor(s) must sign in the presence of a notary public
Record the Deed – File with the County Clerk or County Recorder in the county where the property is located
Title Transfers – Ownership transfers with full warranty protection
Buyer Protected – Buyer receives maximum protection against title defects
Must include the grantor's and grantee's full legal names and addresses
Must contain the complete legal property description
Must include the property's tax lot and map number
Must state the consideration (actual amount paid)
Must include all six covenants of title
Must be signed by the grantor(s) in front of a notary public
Must be notarized with proper acknowledgment
Must be recorded with the County Clerk/Recorder where property is located
Must comply with Oregon's formatting and margin requirements
Must include return address
Must include property address
No state transfer tax in Oregon (major advantage!)
Must provide Property Transfer Notification to county assessor
An Oregon general warranty deed includes six important covenants (promises) from the grantor to the grantee:
Present Covenants (at time of transfer):
Covenant of Seisin – Grantor owns the property and has right to convey it
Covenant of Right to Convey – Grantor has legal authority to transfer the property
Covenant Against Encumbrances – No liens, easements, or encumbrances except those stated
Future Covenants (ongoing protection):
Covenant of Warranty – Grantor will defend title against all lawful claims
Covenant of Quiet Enjoyment – Grantee's possession won't be disturbed by valid claims
Covenant of Further Assurances – Grantor will take necessary steps to perfect title
These covenants provide maximum protection for buyers and are what distinguish warranty deeds from other deed types.
General Warranty Deed (This Form):
Provides maximum title protection
Includes all six covenants of title
Grantor liable for all title defects
Best for property sales
Required by most lenders
Protects against past and future claims
Highest level of buyer protection
Special Warranty Deed (Bargain and Sale Deed):
Warrants title only during grantor's ownership
Limited protection period
Doesn't cover pre-existing defects
Sometimes used in commercial transactions
Less protection than general warranty deed
Quitclaim Deed:
No warranties or guarantees
Transfers whatever interest grantor has
No title protection
Best for transfers between trusted parties
Not suitable for sales to strangers
Lowest level of protection
Transfer on Death Deed:
Avoids probate
Transfers property at death
Estate planning tool
Not used for sales
Different purpose than warranty deed
Our Oregon general warranty deed template is ideal for:
Property sellers in arms-length transactions
Real estate agents and brokers
Title companies and closing agents
Homebuilders selling new construction
Real estate investors selling properties
Anyone selling property to unrelated buyers
Lenders requiring warranty deed protection
Buyers needing maximum title protection
Get instant access to your Oregon warranty deed form download for just $9.99. Available in editable Word format, fillable PDF, and Google Docs for maximum convenience.
Q: What is a general warranty deed in Oregon?
A: An Oregon general warranty deed is a legal document that transfers property with the grantor providing complete guarantees of clear title and protection against all title defects, past and present.
Q: What's the difference between a warranty deed and quitclaim deed in Oregon?
A: A general warranty deed includes six covenants guaranteeing clear title and protecting the buyer. A quitclaim deed provides no guarantees—it simply transfers whatever interest the grantor has. Warranty deeds are standard for sales; quitclaim deeds are for transfers between trusted parties. Compare Oregon deed types here.
Q: Do I need an attorney to prepare an Oregon warranty deed?
A: No, you don't legally need an attorney. Our downloadable Oregon general warranty deed template includes complete instructions for straightforward transfers.
Q: How much does it cost to file an Oregon warranty deed?
A: Recording fees vary by county, typically ranging from $60-$150 for the first page plus additional per-page fees. Oregon has NO state transfer tax, making property transfers very affordable compared to neighboring states like Washington and California.
Q: Does an Oregon warranty deed need to be notarized?
A: Yes, the grantor's signature must be notarized for the deed to be valid and recordable in Oregon.
Q: Can I use a warranty deed for a gift in Oregon?
A: While you can, warranty deeds are typically used for sales. For gifts between family members, an Oregon quitclaim deed is often more appropriate since no money is changing hands and the parties trust each other.
Q: Does Oregon have a real estate transfer tax?
A: No! Oregon has NO state transfer tax, making it one of the most affordable states for property transfers. This is a major advantage compared to neighboring Washington (with REET taxes up to 3%) and California.
Q: Will a warranty deed affect my mortgage in Oregon?
A: If you're selling the property, the mortgage will need to be paid off at closing. If there's an existing mortgage, transferring the property may trigger the due-on-sale clause, requiring full payment.
Q: Is title insurance still needed with a warranty deed?
A: Yes! Even with a warranty deed's strong guarantees, title insurance is highly recommended. It provides additional protection and is typically required by mortgage lenders in Oregon.
Q: What is Oregon's Property Transfer Notification requirement?
A: Oregon requires sellers to notify the county assessor of property transfers within 30 days. This helps the assessor update property tax records and is separate from recording the deed.
Editable Word Document – Fully customizable Oregon general warranty deed template in MS Word format
Fillable PDF – Complete your Oregon warranty deed PDF digitally with ease
Google Docs – Cloud-based access to edit your Oregon general warranty deed form from anywhere
NO State Transfer Tax:
Oregon has NO state transfer tax!
One of the most affordable states for property transfers
Only pay county recording fees
Major cost savings compared to Washington and California
Makes Oregon very competitive for real estate
Recording Fees:
Varies by county
First page: typically $60-$100
Additional pages: typically $5-$10 per page
Multnomah County (Portland): approximately $125 first page
Lane County (Eugene): approximately $75 first page
Deschutes County (Bend): approximately $70 first page
Property Transfer Notification:
Required notification to county assessor
No fee in most counties
Must be filed within 30 days of transfer
Helps assessor update tax records
Separate from deed recording
Cost Comparison Examples:
$450,000 Property in Oregon:
State Transfer Tax: $0 (none!)
County Transfer Tax: $0 (none!)
Recording Fee: ~$60-$150
Total: ~$60-$150
Compare to Neighboring States ($450,000 property):
Washington: ~$8,100-$13,500 (REET taxes 1.8%-3.0%)
California: ~$4,950+ (transfer taxes vary)
Idaho: ~$60 (no transfer tax, similar to Oregon)
Nevada: ~$2,790 (transfer taxes vary by county)
Oregon: ~$100 (no transfer tax!)
$700,000 Property in Oregon:
State Transfer Tax: $0 (none!)
County Transfer Tax: $0 (none!)
Recording Fee: ~$60-$150
Total: ~$60-$150
Oregon's Advantage:
Extremely affordable property transfers
Competitive with Idaho
Much cheaper than Washington and California
Significant savings on every transaction
More money stays with buyers and sellers
Note: Property taxes continue separately and vary by county. Oregon has no sales tax but has state income tax.
If you'd prefer expert assistance with your warranty deed preparation, you can upgrade to our complete deed preparation service at any time—and we'll credit back the full $9.99 cost of this template toward your service fee.
Our Oregon general warranty deed form is valid in all 36 Oregon counties, including:
Portland Metro Area:
Multnomah County (Portland)
Clackamas County (Oregon City)
Washington County (Hillsboro)
Yamhill County (McMinnville)
Columbia County (St. Helens)
Willamette Valley:
Marion County (Salem)
Polk County (Dallas)
Linn County (Albany)
Benton County (Corvallis)
Lane County (Eugene)
Southern Oregon:
Jackson County (Medford)
Josephine County (Grants Pass)
Douglas County (Roseburg)
Central Oregon:
Deschutes County (Bend)
Jefferson County (Madras)
Crook County (Prineville)
Oregon Coast:
Clatsop County (Astoria)
Tillamook County (Tillamook)
Lincoln County (Newport)
Coos County (Coquille)
Curry County (Gold Beach)
Eastern Oregon:
Umatilla County (Pendleton)
Union County (La Grande)
Baker County (Baker City)
Malheur County (Vale)
And all other Oregon counties
Our comprehensive instructions guide you through:
Gathering required property information
Obtaining the legal description and tax lot/map number
Understanding Oregon's six covenants of title
Determining the consideration amount
Completing the general warranty deed form
Understanding Oregon property ownership types
Properly executing the document
Understanding notarization requirements
Preparing Property Transfer Notification
Filing with your County Clerk/Recorder
Understanding recording fees (no transfer tax!)
Obtaining certified copies for your records
Home Sale
Most common use of warranty deeds
Full title protection for buyer
Required by mortgage lenders
Standard for residential transactions
Maximum buyer confidence
Portland Metro Real Estate Sale
Hot real estate market
High property values
No transfer tax advantage
Professional documentation
Warranty deed standard
Investment Property Sale
Selling rental properties
Multi-unit building transfers
Commercial building sales
Full warranty protection
Professional transactions
New Construction Sale
Builders selling completed homes
Warranty deed from builder to buyer
Title insurance required
Lender-approved transfers
Clean title delivery
Vacation Home Sale
Oregon Coast properties
Central Oregon retreats
Mountain homes
Standard warranty protection
Out-of-state buyers common
Central Oregon Property
Bend and Sisters area
High desert properties
Growing market
Recreation properties
Strong appreciation
✓ Oregon-Specific – Complies with all Oregon Revised Statutes § 93.850 requirements
✓ All Six Covenants – Includes complete covenant language required by Oregon law
✓ Proper Formatting – Meets Oregon's recording standards
✓ Up-to-Date – Reflects current Oregon property law
✓ Professionally Drafted – Created by legal document preparation experts
✓ Easy to Customize – Clear blanks for your specific information
✓ No Transfer Tax – Takes advantage of Oregon's no-transfer-tax benefit
✓ Property Transfer Notification Guidance – Complete instructions included
✓ Multiple Formats – Work in the format that suits you best
✓ Instant Access – Download immediately after purchase
To properly record your Oregon general warranty deed, you'll need:
Completed and signed general warranty deed
Notarized acknowledgment
Recording fee payment (varies by county, typically $60-$150)
Return address for recorded deed
Proper formatting with required margins
Legal description and tax lot/map number
Property address
Property Transfer Notification (file with assessor within 30 days)
ADVANTAGE: No state or county transfer tax payment required!
❌ Incomplete legal description – Must match exactly from prior deed
❌ Missing tax lot and map number – Required in Oregon
❌ Wrong covenant language – Must include all six covenants properly
❌ Improper notarization – Required for recording
❌ Missing Property Transfer Notification – Required within 30 days
❌ Using wrong County Clerk/Recorder office – Must record in county where property located
❌ Not paying off existing mortgage – Seller must clear liens
❌ Missing return address – Required for recorded deed return
❌ Forgetting property address – Should be included for identification
❌ Incorrect page fees – Oregon charges per page for recording
Our Oregon general warranty deed template includes detailed instructions to help you avoid these common pitfalls.
Sole Ownership – Single person owns entire interest
Joint Tenancy with Right of Survivorship – Co-owners with automatic survivorship; property passes to surviving owner(s)
Tenants in Common – Co-owners with separate shares; no automatic survivorship; shares pass through estate
Tenancy by the Entirety – Available in Oregon for married couples; provides right of survivorship
Trust Ownership – Property held in trust
Note: Oregon is NOT a community property state. Oregon follows common law property rules.
Our template allows you to specify the ownership type when transferring property.
Multnomah County (Portland):
Largest city in Oregon
Most active real estate market
Hot housing market
No transfer tax (major advantage)
Title insurance standard
Professional closing services
Portland Real Estate Market:
High demand
Limited inventory
Rising property values
Urban growth boundary
Strong tech sector
Out-of-state migration
Recording:
Multnomah County Recording Section
Recording fee: approximately $125 first page
Additional pages: $5 per page
No transfer tax!
Popular Portland Areas:
Pearl District (urban living)
Alberta Arts District
Hawthorne (SE Portland)
Northwest Portland
Lake Oswego (south suburbs)
West Linn (affluent suburbs)
Beaverton (west suburbs)
Gresham (east suburbs)
Clackamas County (Oregon City):
South and southeast of Portland
Mix of urban and suburban
Growing communities
More affordable than Portland
Family-oriented
Popular Areas:
Lake Oswego
West Linn
Milwaukie
Happy Valley
Oregon City
Washington County (Hillsboro/Beaverton):
West of Portland
Tech industry hub (Intel, Nike)
Strong economy
Diverse communities
Good schools
Popular Areas:
Hillsboro (tech center)
Beaverton (suburbs)
Tigard (southwest)
Tualatin (south)
Marion County (Salem):
State capital
Government center
More affordable than Portland
Growing market
Agricultural heritage
Salem Real Estate:
Much more affordable than Portland
State government jobs
Growing population
Family-friendly
No transfer tax
Polk County (Dallas):
West of Salem
Agricultural area
Small towns
Affordable properties
Growing commuter base
Lane County (Eugene/Springfield):
Second largest metro area
University of Oregon
Natural beauty
Outdoor recreation
Progressive community
Eugene Real Estate:
More affordable than Portland
University influence
Strong rental market
Quality of life
Bike-friendly
Linn County (Albany):
Between Salem and Eugene
Agricultural center
Affordable housing
Growing economy
I-5 corridor
Benton County (Corvallis):
Oregon State University
High-tech industry
Quality of life
Good schools
Small city feel
Deschutes County (Bend/Redmond):
Fastest growing region in Oregon
Outdoor recreation paradise
High desert climate
300+ days of sunshine
Strong real estate market
Bend Real Estate:
Hot market with high demand
Outdoor lifestyle appeal
Tech industry growth
Limited inventory
Higher property values than state average
Why Central Oregon is Growing:
Outdoor recreation (skiing, hiking, biking)
Sunshine and low rainfall
Growing job market
Remote work friendly
Quality of life
No transfer tax advantage
Jefferson County (Madras):
North of Bend
More affordable
Agricultural area
Growing communities
High desert living
Crook County (Prineville):
East of Bend
Much more affordable
Small town living
Facebook data center
Growing slowly
Jackson County (Medford/Ashland):
Southern Oregon hub
Rogue Valley
Wine country
Outdoor recreation
Oregon Shakespeare Festival (Ashland)
Medford Real Estate:
More affordable than Portland/Bend
Retirement destination
Four seasons
Wine industry
Growing market
Josephine County (Grants Pass):
Rogue River corridor
Outdoor recreation
Affordable properties
Rural character
Retirement friendly
Douglas County (Roseburg):
I-5 corridor
Timber heritage
Affordable housing
Outdoor recreation
Four seasons
Coastal Counties:
Clatsop County (Astoria/Seaside)
Tillamook County (Tillamook)
Lincoln County (Newport/Lincoln City)
Coos County (Coos Bay)
Curry County (Brookings/Gold Beach)
Coastal Property Considerations:
Vacation homes common
Rental property potential
Weather considerations
Tourism economy
Limited inventory
Higher moisture/maintenance
Popular Coastal Areas:
Cannon Beach (upscale beach town)
Seaside (family beach destination)
Newport (fishing village, aquarium)
Lincoln City (casino, outlets)
Bandon (golf, scenic beauty)
Brookings (southern coast, mild climate)
Umatilla County (Pendleton):
Agricultural center
Famous rodeo
Affordable properties
Rural character
Growing slowly
Baker County (Baker City):
Historic mining town
Affordable housing
Outdoor recreation
Small town living
Four seasons
Use a GENERAL WARRANTY DEED when:
Selling property to a stranger or unrelated party
Buyer is obtaining mortgage financing
Title company or lender requires it
Buyer needs maximum protection
In any arms-length transaction
Selling investment or commercial property
Want to guarantee clear title
Standard real estate sale
Use a QUITCLAIM DEED when:
Transferring property between family members
Adding/removing spouse after marriage/divorce
Transferring to/from a trust
Correcting title errors
Both parties know and trust each other
No money is changing hands (gifts)
Quick transfer without warranties needed
While warranty deeds are essential for property sales, Oregon residents have excellent options for estate planning:
For Property Sales (Use Warranty Deed):
Maximum buyer protection
Required by lenders
Standard for arms-length transactions
This form
For Estate Planning (Consider Alternatives):
Transfer on Death Deed - Oregon's probate avoidance tool, maintains control during life
Living Trust - Comprehensive estate planning
Joint Tenancy with Right of Survivorship - Automatic transfer to co-owner
Tenancy by the Entirety - Option for married couples in Oregon
For Family Transfers (Consider Quitclaim):
Oregon Quitclaim Deed - Simple family transfers, no warranties needed
Historical Context:
Never implemented a state transfer tax
Business-friendly approach
Encourages real estate transactions
Competitive advantage
Attracts new residents
Economic Philosophy:
Property rights emphasis
Free market approach
Lower transaction costs
Economic development focus
Competitive with neighboring states
Benefits:
Lower closing costs for buyers and sellers
More money for buyers and sellers
Encourages property ownership
Competitive with Idaho
Major advantage over Washington and California
Who Pays What:
Recording fees only ($60-$150)
Title insurance (if applicable)
Escrow/closing fees
No transfer tax burden
Very affordable overall
Market Characteristics:
Strong population growth (especially Portland and Bend)
Migration from California and Washington
No sales tax (but has income tax)
NO transfer tax (major advantage)
Outdoor lifestyle appeal
Tech sector growth in Portland
Why People Move to Oregon:
No sales tax
NO transfer tax (when buying)
Natural beauty
Outdoor recreation
Portland's urban amenities
Quality of life
Tech industry jobs
Real Estate Trends:
High demand in Portland and Bend
Limited inventory
Rising property values
New construction needed
Rental market strong
Investment opportunity
Transfer Tax/Fee Comparison ($450,000 property):
Oregon:
State Transfer Tax: $0
County Recording Fee: ~$100
Total: ~$100
Washington:
State REET: $5,760-$13,500 (1.28%-3.0% progressive)
Local REET: $1,125-$2,250
Total: ~$6,885-$15,750
California:
County Transfer Tax: $495+ (varies)
City Transfer Tax: varies (high in some cities)
Total: ~$1,000-$5,000+
Idaho:
State Transfer Tax: $0
Recording Fee: ~$60
Total: ~$60
Nevada:
Transfer Tax: ~$2,790+ (varies by county)
Recording Fee: ~$50
Total: ~$2,840+
Oregon's massive advantage over Washington!
No Sales Tax:
Major advantage for residents
No sales tax on purchases
Popular for shopping
Attracts Washington shoppers
Economic benefit
No Transfer Tax:
Major advantage for real estate
Extremely affordable transfers
Competitive with Idaho
Huge savings vs. Washington
State Income Tax:
Oregon does have income tax
Trade-off for no sales tax
Progressive tax structure
Consider in total tax burden
Overall Tax Burden:
Competitive overall
Benefits vary by income level
Property transfers very affordable
No sales tax savings
Need other Oregon property forms? We also offer:
Oregon Quitclaim Deeds – For family transfers and non-sale situations
Oregon Transfer on Death Deeds – For estate planning and probate avoidance
Oregon Bargain and Sale Deeds – Limited warranty protection (common in Oregon)
Download your Oregon general warranty deed form today and complete your property transfer with the strongest title guarantees available under Oregon law. For just $9.99, you'll have everything you need to prepare a professional Oregon warranty deed—providing maximum buyer protection and meeting all lender requirements, all while taking advantage of Oregon's no-transfer-tax benefit!
Whether you're transferring:
Portland and Multnomah County properties
Bend and Central Oregon homes
Eugene and Lane County real estate
Salem and Marion County properties
Corvallis and Benton County homes
Medford and Southern Oregon properties
Oregon Coast vacation homes
Clackamas and Washington County properties
Investment and rental properties
Commercial buildings
New construction homes
Vacation and second homes
Timberland properties
Agricultural land
Our Oregon general warranty deed template provides the professional documentation and maximum title protection needed for successful property transfers throughout the Beaver State—with the added advantage of NO state transfer tax!
Download Your Oregon General Warranty Deed Template Now - $9.99
No Sales Tax + No Transfer Tax:
Rare combination
Significant cost savings
Competitive advantage
Attracts new residents
Business-friendly
Quality of Life:
Natural beauty
Outdoor recreation
Urban amenities (Portland)
Small town charm
Four seasons (most areas)
Growing Economy:
Tech sector (Portland)
Tourism industry
Manufacturing
Agriculture
Renewable energy
Why This Matters:
Lower cost of property ownership
More affordable to buy and sell
Encourages investment
Attracts wealth from other states
Growing population
While we offer our comprehensive Oregon general warranty deed template for just $9.99, we provide this valuable information about Oregon warranty deeds for free to help you understand this important legal document:
Free Resources Included on This Page:
How Oregon general warranty deeds work
Six covenants of title explained
When to use warranty vs. quitclaim deeds
Oregon's no-transfer-tax advantage
County-specific recording fees
Property Transfer Notification requirements
Recording requirements
Market considerations
What You Get for $9.99:
Professionally drafted Oregon general warranty deed form
Multiple formats (Word, PDF, Google Docs)
Complete step-by-step instructions
All six covenants properly included
Recording guidelines for all Oregon counties
Property Transfer Notification instructions
Tax lot and map number formatting guidance
Organized course platform access
Instant download
This small investment ensures your Oregon property transfer includes maximum buyer protection and meets all legal requirements—while taking advantage of Oregon's no-transfer-tax benefit!
Legal Disclaimer
These templates are provided by Noble Notary & Legal Document Preparers for general informational use only. We are not attorneys, and no attorney-client relationship is created by your purchase. The forms are not a substitute for legal advice and may not be appropriate for every situation. You are solely responsible for ensuring the forms are lawful and appropriate for your specific circumstances.
Warranty deeds create significant legal obligations. The grantor warrants title and may be liable for title defects. Title insurance is strongly recommended for all property transfers. Recording fees in Oregon vary by county. Oregon requires Property Transfer Notification to the county assessor within 30 days of transfer. For complex situations, significant property values, or if you have questions about your obligations under the covenants, consult a licensed Oregon real estate attorney.
Forms are provided "as-is," without warranties of any kind. By purchasing, you agree that Noble Notary & Legal Document Preparers is not liable for any outcomes resulting from your use of these materials.
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