Looking for a Tennessee warranty deed form? Our downloadable Tennessee warranty deed template provides the strongest protection for property buyers by guaranteeing clear title and protecting against all past, present, and future title defects—perfect for real estate sales, refinancing, and any transaction where the buyer needs maximum title protection.
Download Your Tennessee Warranty Deed Template Now - $9.99
A Tennessee warranty deed is a legal document used to transfer real estate with the grantor (seller) providing the strongest possible guarantee of clear title. Unlike quitclaim deeds, a warranty deed in Tennessee includes covenants that protect the grantee (buyer) against all title defects, liens, and encumbrances, whether they arose before or during the grantor's ownership. This makes it the preferred deed type for real estate sales throughout Tennessee.
✔ Instant Download – Get immediate access to your Tennessee warranty deed PDF
✔ Multiple Formats – Available as editable MS Word, fillable PDF, and Google Doc
✔ Easy to Use – Includes step-by-step instructions for completing your warranty deed
✔ Legally Compliant – Formatted to meet Tennessee Code § 66-5-101 requirements
✔ Affordable – Just $9.99 for complete access to all formats
Tennessee warranty deed form (Word, PDF, and Google Doc formats)
Editable Tennessee warranty deed template you can customize
Fillable Tennessee warranty deed PDF for easy completion
Step-by-step instructions for proper execution
Recording guidelines for Tennessee counties
Information on Tennessee's covenant requirements
Deed tax calculation guidance
Access to our organized course platform with all templates
Real Estate Sales – Standard deed for property sales with full buyer protection
Mortgage Refinancing – Lenders typically require warranty deeds for loan transactions
Arms-Length Transactions – Any sale between unrelated parties
Commercial Sales – Business and commercial property transfers
Investment Property Sales – Transfer of rental and income properties
New Construction Sales – Builders transferring newly constructed homes
Maximum Buyer Protection – When the buyer needs strongest title guarantees
Lender Requirements – Most mortgage lenders require warranty deeds
Maximum Protection – Provides strongest title guarantees available under Tennessee law
Buyer Confidence – Assures buyer of clear, marketable title
Lender Approved – Meets requirements of mortgage lenders and title companies
Six Covenants – Includes all required covenants of title under Tennessee law
Professional Quality – Legally compliant with Tennessee recording requirements
Flexible Formats – Choose from Word, PDF, or Google Docs
Cost-Effective – Much cheaper than attorney preparation at just $9.99
Instant Access – Download and use immediately—no waiting
Complete the Form – Fill out our Tennessee warranty deed template with property and party information
Sign Before a Notary – The grantor(s) must sign in the presence of a notary public
Record the Deed – File with the Register of Deeds in the county where the property is located
Title Transfers – Ownership transfers with full warranty protection
Buyer Protected – Buyer receives maximum protection against title defects
Must include the grantor's and grantee's full legal names and addresses
Must contain the complete legal property description
Must include the property's map, parcel, and control number (where applicable)
Must state the consideration (actual amount paid)
Must include all six covenants of title
Must be signed by the grantor(s) in front of a notary public
Must be notarized with proper acknowledgment
Must be recorded with the Register of Deeds where property is located
Must comply with Tennessee's formatting and margin requirements
Must include prepared by statement
Must include property address
Subject to Tennessee Deed Tax ($0.37 per $100 or 0.37%)
Recording fees typically $25-$50
A Tennessee warranty deed includes six important covenants (promises) from the grantor to the grantee:
Present Covenants (at time of transfer):
Covenant of Seisin – Grantor owns the property and has right to convey it
Covenant of Right to Convey – Grantor has legal authority to transfer the property
Covenant Against Encumbrances – No liens, easements, or encumbrances except those stated
Future Covenants (ongoing protection):
Covenant of Warranty – Grantor will defend title against all lawful claims
Covenant of Quiet Enjoyment – Grantee's possession won't be disturbed by valid claims
Covenant of Further Assurances – Grantor will take necessary steps to perfect title
These covenants provide maximum protection for buyers and are what distinguish warranty deeds from other deed types.
Warranty Deed (This Form):
Provides maximum title protection
Includes all six covenants of title
Grantor liable for all title defects
Best for property sales
Required by most lenders
Protects against past and future claims
Highest level of buyer protection
Special Warranty Deed:
Warrants title only during grantor's ownership
Limited protection period
Doesn't cover pre-existing defects
Sometimes used in commercial transactions
Less protection than general warranty deed
Quitclaim Deed:
No warranties or guarantees
Transfers whatever interest grantor has
No title protection
Best for transfers between trusted parties
Not suitable for sales to strangers
Lowest level of protection
Note: Tennessee does NOT have Transfer on Death Deeds. Use living trusts or other estate planning tools for probate avoidance.
Our Tennessee warranty deed template is ideal for:
Property sellers in arms-length transactions
Real estate agents and brokers
Title companies and closing agents
Homebuilders selling new construction
Real estate investors selling properties
Anyone selling property to unrelated buyers
Lenders requiring warranty deed protection
Buyers needing maximum title protection
Get instant access to your Tennessee warranty deed form download for just $9.99. Available in editable Word format, fillable PDF, and Google Docs for maximum convenience.
Q: What is a warranty deed in Tennessee?
A: A Tennessee warranty deed is a legal document that transfers property with the grantor providing complete guarantees of clear title and protection against all title defects.
Q: What's the difference between a warranty deed and quitclaim deed in Tennessee?
A: A warranty deed includes six covenants guaranteeing clear title and protecting the buyer. A quitclaim deed provides no guarantees—it simply transfers whatever interest the grantor has. Warranty deeds are standard for sales; quitclaim deeds are for transfers between trusted parties. Compare Tennessee deed types here.
Q: Do I need an attorney to prepare a Tennessee warranty deed?
A: No, you don't legally need an attorney. Our downloadable Tennessee warranty deed template includes complete instructions for straightforward transfers.
Q: How much does it cost to file a Tennessee warranty deed?
A: Recording fees vary by county, typically ranging from $25-$50. Additionally, Tennessee charges a Deed Tax of $0.37 per $100 (0.37%) of the property's sale price.
Q: Does a Tennessee warranty deed need to be notarized?
A: Yes, the grantor's signature must be notarized for the deed to be valid and recordable in Tennessee.
Q: Can I use a warranty deed for a gift in Tennessee?
A: While you can, warranty deeds are typically used for sales. For gifts between family members, a Tennessee quitclaim deed is often more appropriate. Note that even gifts may be subject to deed tax unless a specific exemption applies.
Q: What is Tennessee's deed tax rate?
A: Tennessee charges a deed tax of $0.37 per $100 (0.37%) of the property's sale price or value.
Q: Will a warranty deed affect my mortgage in Tennessee?
A: If you're selling the property, the mortgage (deed of trust in Tennessee) will need to be paid off at closing. If there's an existing deed of trust, transferring the property may trigger the due-on-sale clause, requiring full payment.
Q: Is title insurance still needed with a warranty deed?
A: Yes! Even with a warranty deed's strong guarantees, title insurance is highly recommended. It provides additional protection and is typically required by mortgage lenders in Tennessee.
Q: Does Tennessee require witnesses for a deed?
A: No, Tennessee typically only requires notarization by a notary public. Unlike some states, Tennessee does not require witnesses for deed execution.
Editable Word Document – Fully customizable Tennessee warranty deed template in MS Word format
Fillable PDF – Complete your Tennessee warranty deed PDF digitally with ease
Google Docs – Cloud-based access to edit your Tennessee warranty deed form from anywhere
State Deed Tax:
Rate: $0.37 per $100 (0.37%)
Applies to all Tennessee property transfers
Calculated on sale price or property value
Paid when deed is recorded
Seller typically pays
Recording Fees:
Varies by county
Typically $25-$50 for deed recording
Davidson County (Nashville): approximately $40
Shelby County (Memphis): approximately $35
Knox County (Knoxville): approximately $30
Additional page fees minimal
Cost Examples:
$250,000 Property in Tennessee:
State Deed Tax: $925 (0.37%)
Recording Fee: ~$25-$50
Total: ~$950-$975
Compare to Surrounding States ($250,000 property):
Tennessee: ~$960 (0.37% deed tax)
Kentucky: ~$500-$1,000 (varies by county)
Arkansas: ~$1,375 (0.55%)
Mississippi: ~$750 (0.3%)
Alabama: ~$1,250 (0.5%)
Georgia: ~$250 (0.1%)
North Carolina: ~$500 (0.2%)
Virginia: ~$1,000 (0.4% typical)
Tennessee is moderate compared to surrounding states.
$400,000 Property in Tennessee:
State Deed Tax: $1,480 (0.37%)
Recording Fee: ~$25-$50
Total: ~$1,505-$1,530
$600,000 Property in Tennessee:
State Deed Tax: $2,220 (0.37%)
Recording Fee: ~$25-$50
Total: ~$2,245-$2,270
Deed Tax Exemptions:
Certain family transfers
Transfers between spouses
Transfers to/from governmental entities
Some mortgage-related transfers
First-time homebuyers may have reduced rate
Consult tax professional for specific exemptions
Note: Property taxes in Tennessee are relatively low compared to national average. No state income tax on wages (only dividends and interest).
If you'd prefer expert assistance with your warranty deed preparation, you can upgrade to our complete deed preparation service at any time—and we'll credit back the full $9.99 cost of this template toward your service fee.
Our Tennessee warranty deed form is valid in all 95 Tennessee counties, including:
Middle Tennessee (Nashville Area):
Davidson County (Nashville)
Williamson County (Franklin)
Rutherford County (Murfreesboro)
Sumner County (Gallatin)
Wilson County (Lebanon)
Cheatham County (Ashland City)
Robertson County (Springfield)
Maury County (Columbia)
East Tennessee:
Knox County (Knoxville)
Hamilton County (Chattanooga)
Blount County (Maryville)
Anderson County (Clinton/Oak Ridge)
Sevier County (Sevierville/Gatlinburg)
Sullivan County (Kingsport)
Washington County (Johnson City)
Greene County (Greeneville)
West Tennessee:
Shelby County (Memphis)
Madison County (Jackson)
Montgomery County (Clarksville)
And all other Tennessee counties
Our comprehensive instructions guide you through:
Gathering required property information
Obtaining the complete legal description
Understanding Tennessee's six covenants of title
Determining the consideration amount
Completing the warranty deed form
Understanding Tennessee property ownership types
Properly executing the document
Understanding notarization requirements
Calculating Tennessee deed tax
Filing with your Register of Deeds
Understanding recording fees and deed taxes
Obtaining certified copies for your records
Home Sale
Most common use of warranty deeds
Full title protection for buyer
Required by mortgage lenders
Standard for residential transactions
Maximum buyer confidence
Nashville Metro Real Estate Sale
Hot real estate market
Rapid growth
Music City appeal
Professional documentation
Warranty deed standard
Memphis Area Property Sale
Affordable market
Investment opportunities
Growing economy
Professional transactions
Standard warranty protection
Knoxville Transfer
Growing market
University of Tennessee
Affordable housing
Active market
Professional closings
Investment Property Sale
Selling rental properties
Multi-unit building transfers
Commercial building sales
Full warranty protection
Professional transactions
New Construction Sale
Builders selling completed homes
Warranty deed from builder to buyer
Title insurance required
Lender-approved transfers
Clean title delivery
✓ Tennessee-Specific – Complies with all Tennessee Code § 66-5-101 requirements
✓ All Six Covenants – Includes complete covenant language required by Tennessee law
✓ Proper Formatting – Meets Tennessee's recording standards
✓ Up-to-Date – Reflects current Tennessee property law
✓ Professionally Drafted – Created by legal document preparation experts
✓ Easy to Customize – Clear blanks for your specific information
✓ Deed Tax Guidance – Instructions for calculating Tennessee deed tax
✓ Multiple Formats – Work in the format that suits you best
✓ Instant Access – Download immediately after purchase
To properly record your Tennessee warranty deed, you'll need:
Completed and signed warranty deed
Notarized acknowledgment
Tennessee Deed Tax payment ($0.37 per $100)
Recording fee payment (varies by county, typically $25-$50)
Return address for recorded deed
Proper formatting with required margins
Complete legal description
Property address
Prepared by statement
❌ Incomplete legal description – Must match exactly from prior deed
❌ Missing map/parcel number – Required in Tennessee where applicable
❌ Wrong covenant language – Must include all six covenants properly
❌ Improper notarization – Required for recording
❌ Incorrect deed tax calculation – Must pay $0.37 per $100
❌ Using wrong Register of Deeds – Must record in county where property located
❌ Not paying off existing deed of trust – Seller must clear liens
❌ Missing prepared by statement – Required on deed
❌ Forgetting property address – Should be included for identification
Our Tennessee warranty deed template includes detailed instructions to help you avoid these common pitfalls.
Sole Ownership – Single person owns entire interest
Joint Tenancy with Right of Survivorship – Co-owners with automatic survivorship; property passes to surviving owner(s)
Tenants in Common – Co-owners with separate shares; no automatic survivorship; shares pass through estate
Tenancy by the Entirety – Available in Tennessee for married couples; provides right of survivorship and creditor protection
Trust Ownership – Property held in trust
Note: Tennessee is NOT a community property state. Tennessee follows common law property rules.
Our template allows you to specify the ownership type when transferring property.
Davidson County (Nashville):
State capital
"Music City USA"
Fastest growing major metro in US
Hot real estate market
High demand
Rising property values
Nashville Real Estate:
Explosive growth
Limited inventory
Rising prices
New construction booming
Investment hotspot
National relocation destination
Recording:
Davidson County Register of Deeds
Recording fee: approximately $40
Deed tax: 0.37%
Popular Nashville Areas:
East Nashville (trendy)
Green Hills (affluent)
Franklin (Williamson County, top schools)
Brentwood (Williamson County, upscale)
Murfreesboro (Rutherford County, affordable)
Hendersonville (Sumner County, lakefront)
Mount Juliet (Wilson County, growing)
Williamson County (Franklin/Brentwood):
South of Nashville
Wealthiest Tennessee county
Excellent schools
Very high property values
Competitive market
Corporate headquarters
Rutherford County (Murfreesboro):
Southeast of Nashville
Middle Tennessee State University
Rapid growth
More affordable than Nashville/Williamson
Family-friendly
New developments
Why Nashville is Booming:
No state income tax (on wages)
Music industry
Healthcare industry hub
Growing tech sector
Quality of life
Southern hospitality
Affordable (compared to coastal cities)
Live music scene
Shelby County (Memphis):
Largest Tennessee city by land area
Mississippi River location
Distribution and logistics hub
Affordable housing
Investment opportunities
Blues and BBQ heritage
Memphis Real Estate:
Very affordable
Investment-friendly
Rental market strong
Diverse neighborhoods
Revitalization ongoing
Good cash flow for investors
Recording:
Shelby County Register of Deeds
Recording fee: approximately $35
Deed tax: 0.37%
Popular Memphis Areas:
Germantown (affluent suburb)
Collierville (growing suburb)
Cordova (diverse suburb)
Midtown (urban)
East Memphis (established)
Why Memphis for Investors:
Low entry costs
Strong rental demand
Cash flow potential
Affordable properties
Growing economy
Knox County (Knoxville):
East Tennessee hub
University of Tennessee
Smoky Mountains nearby
Growing economy
Affordable housing
Quality of life
Knoxville Real Estate:
Affordable market
Growing demand
University influence
Good schools
Outdoor recreation access
Family-friendly
Recording:
Knox County Register of Deeds
Recording fee: approximately $30
Deed tax: 0.37%
Popular Knoxville Areas:
Farragut (west Knox, top schools)
West Knoxville (established)
Downtown Knoxville (urban revival)
Maryville (Blount County, affordable)
Oak Ridge (Anderson County, historic)
Sevier County (Gatlinburg/Pigeon Forge):
Tourism center
Great Smoky Mountains
Vacation rental market
Cabin rentals popular
Investment properties
Seasonal market
Hamilton County (Chattanooga):
Southeast Tennessee
Georgia border
"Scenic City"
Growing tech sector
Affordable housing
Outdoor recreation
Chattanooga Real Estate:
Affordable market
Growing downtown
Fiber optic internet (Gig City)
Quality of life
Outdoor lifestyle
Investment opportunities
Why Chattanooga:
Affordable cost of living
Tech startup scene
Rock climbing/outdoor recreation
River/mountain access
Improving downtown
No state income tax
Montgomery County (Clarksville):
Northwest Tennessee
Fort Campbell (military base)
Growing rapidly
Affordable housing
Military community
Strong rental market
Clarksville Real Estate:
Very affordable
Military influence
Rental demand strong
Growing economy
New development
Investment friendly
Use a WARRANTY DEED when:
Selling property to a stranger or unrelated party
Buyer is obtaining mortgage financing
Title company or lender requires it
Buyer needs maximum protection
In any arms-length transaction
Selling investment or commercial property
Want to guarantee clear title
Standard real estate sale
Use a QUITCLAIM DEED when:
Transferring property between family members
Adding/removing spouse after marriage/divorce
Transferring to/from a trust
Correcting title errors
Both parties know and trust each other
No money is changing hands (gifts)
Quick transfer without warranties needed
While warranty deeds are essential for property sales, Tennessee residents have estate planning options:
For Property Sales (Use Warranty Deed):
Maximum buyer protection
Required by lenders
Standard for arms-length transactions
This form
For Estate Planning (Other Options):
Living Trust - Comprehensive estate planning, avoids probate
Tenancy by the Entirety - Tennessee option for married couples
Joint Tenancy with Right of Survivorship - Automatic transfer to co-owner
Note: Tennessee does NOT have Transfer on Death Deeds
For Family Transfers (Consider Quitclaim):
Tennessee Quitclaim Deed - Simple family transfers, no warranties needed
Deed Tax Structure:
Rate: $0.37 per $100 (0.37%)
Moderate compared to many states
Straightforward calculation
Seller typically pays
Revenue for county operations
Calculation Example:
$300,000 sale price
$300,000 ÷ 100 = 3,000
3,000 × $0.37 = $1,110 deed tax
First-Time Homebuyer Credit:
Tennessee offers reduced deed tax for qualified first-time homebuyers
Check with county Register of Deeds for eligibility
Can save significant money
Documentation required
No State Income Tax (on wages):
Major advantage for residents
Only tax on dividends and interest (Hall Tax - being phased out, eliminated 2021)
Attracts high earners
More money in your pocket
Competitive with Florida and Texas
Low Property Taxes:
Below national average
Affordable ongoing costs
Varies by county
Good value
Combined Benefits:
Affordable to buy
Low ongoing taxes
Moderate deed tax (0.37%)
Growing economy
Good quality of life
Market Characteristics:
Nashville #1 fastest growing major metro
Affordable compared to coastal markets
Strong job growth
Migration from high-tax states
Music and healthcare industries
Growing tech sector
Why People Move to Tennessee:
No state income tax (on wages)
Affordable housing
Job opportunities
Music culture (Nashville)
Smoky Mountains (East TN)
Southern hospitality
Quality of life
Four seasons
Real Estate Trends:
Nashville hottest market
Memphis investment opportunities
Knoxville steady growth
Chattanooga emerging
Vacation rentals strong (Gatlinburg/Pigeon Forge)
New construction ongoing
Strong appreciation
Transfer Tax/Fee Comparison ($300,000 property):
Tennessee:
State Deed Tax: $1,110 (0.37%)
Recording Fee: ~$35
Total: ~$1,145
Kentucky:
State Transfer Tax: ~$500-$1,000 (varies)
Recording Fee: ~$50
Total: ~$550-$1,050
Arkansas:
State Transfer Tax: ~$1,650 (0.55%)
Recording Fee: ~$35
Total: ~$1,685
Mississippi:
State Transfer Tax: ~$900 (0.3%)
Recording Fee: ~$50
Total: ~$950
Alabama:
State Transfer Tax: ~$1,500 (0.5%)
Recording Fee: ~$50
Total: ~$1,550
Georgia:
State Transfer Tax: ~$300 (0.1%)
Recording Fee: ~$55
Total: ~$355
North Carolina:
State Transfer Tax: ~$600 (0.2%)
Recording Fee: ~$64
Total: ~$664
Virginia:
State Transfer Tax: ~$1,000 (0.4% typical with local)
Recording Fee: ~$40
Total: ~$1,040
Tennessee is moderate, more than Georgia/NC but less than Arkansas/Alabama.
Major Industries:
Healthcare (Hospital Corporation of America - Nashville)
Music industry (Nashville)
Automotive manufacturing (Nissan, GM, VW)
Logistics and distribution (FedEx - Memphis)
Tourism (Smoky Mountains, Nashville, Memphis)
Growing Sectors:
Technology (especially Nashville)
Healthcare services
Advanced manufacturing
Financial services
Major Employers:
Vanderbilt University Medical Center
HCA Healthcare
FedEx
Nissan North America
State of Tennessee
University of Tennessee
Impact on Real Estate:
Job growth driving housing demand
Corporate relocations
Nashville tech boom
Investment opportunities
Affordable living attracts companies
The Volunteer State:
Great Smoky Mountains (most visited national park)
Tennessee River and lakes
Rolling hills
Diverse geography
Outdoor Recreation:
Hiking (Smoky Mountains)
Boating and fishing
Rock climbing (Chattanooga)
Camping
State parks throughout
Tourist Attractions:
Great Smoky Mountains National Park
Graceland (Memphis)
Country Music Hall of Fame (Nashville)
Dollywood (Pigeon Forge)
Ruby Falls (Chattanooga)
Real Estate Impact:
Vacation rental market (Gatlinburg/Pigeon Forge)
Lake property premium
Quality of life appeal
Tourism economy
Second home demand
Need other Tennessee property forms? We also offer:
Tennessee Quitclaim Deeds – For family transfers and non-sale situations
Tennessee Special Warranty Deeds – Limited warranty protection
Note: Tennessee does NOT have Transfer on Death Deeds. For estate planning, consider living trusts or other probate avoidance strategies.
Download your Tennessee warranty deed form today and complete your property transfer with the strongest title guarantees available under Tennessee law. For just $9.99, you'll have everything you need to prepare a professional Tennessee warranty deed—providing maximum buyer protection and meeting all lender requirements!
Whether you're transferring:
Nashville and Middle Tennessee properties
Memphis and West Tennessee homes
Knoxville and East Tennessee real estate
Chattanooga and Southeast Tennessee properties
Clarksville and Montgomery County homes
Gatlinburg/Pigeon Forge vacation properties
Franklin and Williamson County estates
Murfreesboro and Rutherford County homes
Investment and rental properties
Commercial buildings
New construction homes
Lake and vacation properties
Rural properties and land
Our Tennessee warranty deed template provides the professional documentation and maximum title protection needed for successful property transfers throughout the Volunteer State!
Download Your Tennessee Warranty Deed Template Now - $9.99
Music City (Nashville):
Country music capital
Honky tonks on Broadway
Grand Ole Opry
Recording studios
Songwriter community
Live music every night
Memphis Music:
Birthplace of rock 'n' roll
Blues heritage
Beale Street
Sun Studio
Stax Records
Elvis Presley's Graceland
Cultural Impact:
Tourism economy
Entertainment industry jobs
Quality of life
National attraction
Unique character
While we offer our comprehensive Tennessee warranty deed template for just $9.99, we provide this valuable information about Tennessee warranty deeds for free to help you understand this important legal document:
Free Resources Included on This Page:
How Tennessee warranty deeds work
Six covenants of title explained
When to use warranty vs. quitclaim deeds
Tennessee deed tax explained (0.37%)
First-time homebuyer credit information
Recording requirements
No witness requirement (notary only)
No state income tax on wages
County-specific considerations
What You Get for $9.99:
Professionally drafted Tennessee warranty deed form
Multiple formats (Word, PDF, Google Docs)
Complete step-by-step instructions
All six covenants properly included
Recording guidelines for all Tennessee counties
Deed tax calculation worksheets
Legal description formatting guidance
Organized course platform access
Instant download
This small investment ensures your Tennessee property transfer includes maximum buyer protection and meets all legal requirements!
Legal Disclaimer
These templates are provided by Noble Notary & Legal Document Preparers for general informational use only. We are not attorneys, and no attorney-client relationship is created by your purchase. The forms are not a substitute for legal advice and may not be appropriate for every situation. You are solely responsible for ensuring the forms are lawful and appropriate for your specific circumstances.
Warranty deeds create significant legal obligations. The grantor warrants title and may be liable for title defects. Title insurance is strongly recommended for all property transfers. Tennessee charges a deed tax of $0.37 per $100 (0.37%). Tennessee uses deeds of trust rather than mortgages. For complex situations, significant property values, or if you have questions about your obligations under the covenants or deed tax calculations, consult a licensed Tennessee real estate attorney.
Forms are provided "as-is," without warranties of any kind. By purchasing, you agree that Noble Notary & Legal Document Preparers is not liable for any outcomes resulting from your use of these materials.
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