Ohio Warranty Deed Form – Downloadable Template 

Transfer Ohio Real Estate with Full Title Protection and Guarantees

Looking for an Ohio warranty deed form? Our downloadable Ohio warranty deed template provides the strongest protection for property buyers by guaranteeing clear title and protecting against all past, present, and future title defects—perfect for real estate sales, refinancing, and any transaction where the buyer needs maximum title protection.

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What is an Ohio Warranty Deed?

An Ohio warranty deed is a legal document used to transfer real estate with the grantor (seller) providing the strongest possible guarantee of clear title. Unlike quitclaim deeds, a warranty deed in Ohio includes covenants that protect the grantee (buyer) against all title defects, liens, and encumbrances, whether they arose before or during the grantor's ownership. This makes it the preferred deed type for real estate sales throughout Ohio.

Why Choose Our Ohio Warranty Deed Template?

✔ Instant Download – Get immediate access to your Ohio warranty deed PDF
✔ Multiple Formats – Available as editable MS Word, fillable PDF, and Google Doc
✔ Easy to Use – Includes step-by-step instructions for completing your warranty deed
✔ Legally Compliant – Formatted to meet Ohio Revised Code § 5302.06 requirements
✔ Affordable – Just $9.99 for complete access to all formats

What's Included in Your Purchase:

• Ohio warranty deed form (Word, PDF, and Google Doc formats)

• Editable Ohio warranty deed template you can customize

• Fillable Ohio warranty deed PDF for easy completion

• Step-by-step instructions for proper execution

• Recording guidelines for Ohio counties

• Information on Ohio's covenant requirements

• Conveyance Fee calculation guidance

• Access to our organized course platform with all templates

Common Uses for Ohio Warranty Deeds:

Real Estate Sales – Standard deed for property sales with full buyer protection

Mortgage Refinancing – Lenders typically require warranty deeds for loan transactions

Arms-Length Transactions – Any sale between unrelated parties

Commercial Sales – Business and commercial property transfers

Investment Property Sales – Transfer of rental and income properties

New Construction Sales – Builders transferring newly constructed homes

Maximum Buyer Protection – When the buyer needs strongest title guarantees

Lender Requirements – Most mortgage lenders require warranty deeds

Benefits of Using Our Ohio Warranty Deed Form:

Maximum Protection – Provides strongest title guarantees available under Ohio law

Buyer Confidence – Assures buyer of clear, marketable title

Lender Approved – Meets requirements of mortgage lenders and title companies

Six Covenants – Includes all required covenants of title under Ohio law

Professional Quality – Legally compliant with Ohio recording requirements

Flexible Formats – Choose from Word, PDF, or Google Docs

Cost-Effective – Much cheaper than attorney preparation at just $9.99

Instant Access – Download and use immediately—no waiting

How Does an Ohio Warranty Deed Work?

1. Complete the Form – Fill out our Ohio warranty deed template with property and party information

2. Sign Before a Notary – The grantor(s) must sign in the presence of a notary public

3. Record the Deed – File with the County Recorder in the county where the property is located

4. Title Transfers – Ownership transfers with full warranty protection

5. Buyer Protected – Buyer receives maximum protection against title defects

Ohio Warranty Deed Requirements:

• Must include the grantor's and grantee's full legal names and addresses

• Must contain the complete legal property description

• Must include the property's permanent parcel number

• Must state the consideration (actual amount paid)

• Must include all six covenants of title

• Must be signed by the grantor(s) in front of a notary public

• Must be notarized with proper acknowledgment

• Must be recorded with the County Recorder where property is located

• Must comply with Ohio's formatting and margin requirements

• Must include preparation statement

• Must include property address

• Subject to Ohio Conveyance Fee ($2.00 per $1,000 state rate)

• May require Municipal Conveyance Fee in some Ohio cities

Understanding Ohio's Six Covenants of Title

An Ohio warranty deed includes six important covenants (promises) from the grantor to the grantee:

Present Covenants (at time of transfer):

1. Covenant of Seisin – Grantor owns the property and has right to convey it

2. Covenant of Right to Convey – Grantor has legal authority to transfer the property

3. Covenant Against Encumbrances – No liens, easements, or encumbrances except those stated

Future Covenants (ongoing protection):

4. Covenant of Warranty – Grantor will defend title against all lawful claims

5. Covenant of Quiet Enjoyment – Grantee's possession won't be disturbed by valid claims

6. Covenant of Further Assurances – Grantor will take necessary steps to perfect title

These covenants provide maximum protection for buyers and are what distinguish warranty deeds from other deed types.

Ohio Warranty Deed vs. Other Deed Types

Warranty Deed (This Form):

• Provides maximum title protection

• Includes all six covenants of title

• Grantor liable for all title defects

• Best for property sales

• Required by most lenders

• Protects against past and future claims

• Highest level of buyer protection

Special Warranty Deed:

• Warrants title only during grantor's ownership

• Limited protection period

• Doesn't cover pre-existing defects

• Sometimes used in commercial transactions

• Less protection than general warranty deed

Quitclaim Deed:

• No warranties or guarantees

• Transfers whatever interest grantor has

• No title protection

• Best for transfers between trusted parties

• Not suitable for sales to strangers

• Lowest level of protection

• Learn more about Ohio Quitclaim Deeds

Transfer on Death Deed:

• Avoids probate

• Transfers property at death

• Estate planning tool

• Not used for sales

• Different purpose than warranty deed

• Learn more about Ohio Transfer on Death Deeds

Who Should Use an Ohio Warranty Deed?

Our Ohio warranty deed template is ideal for:

• Property sellers in arms-length transactions

• Real estate agents and brokers

• Title companies and closing agents

• Homebuilders selling new construction

• Real estate investors selling properties

• Anyone selling property to unrelated buyers

• Lenders requiring warranty deed protection

• Buyers needing maximum title protection

Download Your Ohio Warranty Deed Template Today

Get instant access to your Ohio warranty deed form download for just $9.99. Available in editable Word format, fillable PDF, and Google Docs for maximum convenience.

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Frequently Asked Questions

Q: What is a warranty deed in Ohio?
A: An Ohio warranty deed is a legal document that transfers property with the grantor providing complete guarantees of clear title and protection against all title defects.

Q: What's the difference between a warranty deed and quitclaim deed in Ohio?
A: A warranty deed includes six covenants guaranteeing clear title and protecting the buyer. A quitclaim deed provides no guarantees—it simply transfers whatever interest the grantor has. Warranty deeds are standard for sales; quitclaim deeds are for transfers between trusted parties. Compare Ohio deed types here.

Q: Do I need an attorney to prepare an Ohio warranty deed?
A: No, you don't legally need an attorney. Our downloadable Ohio warranty deed template includes complete instructions for straightforward transfers.

Q: How much does it cost to file an Ohio warranty deed?
A: Recording fees vary by county, typically $34-$46 for first two pages. Additionally, Ohio charges a Conveyance Fee of $2.00 per $1,000 of property value (0.2%), and some municipalities charge additional fees.

Q: Does an Ohio warranty deed need to be notarized?
A: Yes, the grantor's signature must be notarized for the deed to be valid and recordable in Ohio.

Q: Can I use a warranty deed for a gift in Ohio?
A: While you can, warranty deeds are typically used for sales. For gifts between family members, an Ohio quitclaim deed is often more appropriate since no money is changing hands and the parties trust each other.

Q: What is Ohio's conveyance fee rate?
A: Ohio charges a conveyance fee of $2.00 per $1,000 of the property's value (0.2%). Some municipalities (like Cleveland) charge additional conveyance fees.

Q: Will a warranty deed affect my mortgage in Ohio?
A: If you're selling the property, the mortgage will need to be paid off at closing. If there's an existing mortgage, transferring the property may trigger the due-on-sale clause, requiring full payment.

Q: Is title insurance still needed with a warranty deed?
A: Yes! Even with a warranty deed's strong guarantees, title insurance is highly recommended. It provides additional protection and is typically required by mortgage lenders.

Q: What happens if title defects are discovered after using a warranty deed?
A: The grantor is legally liable for any title defects and must defend the title or compensate the grantee for losses—this is why warranty deeds provide maximum buyer protection.

Multiple Format Options

Editable Word Document – Fully customizable Ohio warranty deed template in MS Word format

Fillable PDF – Complete your Ohio warranty deed PDF digitally with ease

Google Docs – Cloud-based access to edit your Ohio warranty deed form from anywhere

Ohio-Specific Tax and Fee Considerations

State Conveyance Fee:

• Rate: $2.00 per $1,000 of value (0.2%)

• Applies to all property transfers in Ohio

• Calculated on sale price or property value

• Paid when deed is recorded

• Required Conveyance Fee Statement

Municipal Conveyance Fees:

• Some Ohio cities charge additional conveyance fees

• Cleveland: $2.00 per $1,000 (total $4.00 per $1,000 with state)

• Other municipalities may have local fees

• Check with your county recorder

Recording Fees:

• Varies by county

• Typically $34 for first two pages

• $8 per additional page

• Additional fees for certified copies

Conveyance Fee Examples:

$200,000 Property:

• Most Ohio Counties:

  • State Conveyance Fee: $400

  • Recording Fee: ~$34-$46

  • Total: ~$434-$446

• Cleveland:

  • State Conveyance Fee: $400

  • Municipal Conveyance Fee: $400

  • Recording Fee: ~$34-$46

  • Total: ~$834-$846

$350,000 Property:

• Most Ohio Counties:

  • State Conveyance Fee: $700

  • Recording Fee: ~$34-$46

  • Total: ~$734-$746

• Cleveland:

  • State Conveyance Fee: $700

  • Municipal Conveyance Fee: $700

  • Recording Fee: ~$34-$46

  • Total: ~$1,434-$1,446

Exemptions:

• Gifts between family members (may be exempt)

• Transfers to/from governmental entities

• Certain mortgage-related transfers

• Transfers for nominal consideration

• Consult tax professional for specific exemptions

Note: Property taxes continue, and buyers should verify tax rates and special assessments

💡 Need Professional Help?

If you'd prefer expert assistance with your warranty deed preparation, you can upgrade to our complete deed preparation service at any time—and we'll credit back the full $9.99 cost of this template toward your service fee.

Serving All Ohio Counties

Our Ohio warranty deed form is valid in all 88 Ohio counties, including:

Northeast Ohio:

• Cuyahoga County (Cleveland)

• Summit County (Akron)

• Stark County (Canton)

• Lorain County (Elyria)

• Lake County (Painesville)

• Geauga County (Chardon)

• Portage County (Ravenna)

• Medina County (Medina)

Columbus Metro:

• Franklin County (Columbus)

• Delaware County (Delaware)

• Fairfield County (Lancaster)

• Licking County (Newark)

• Pickaway County (Circleville)

• Union County (Marysville)

• Madison County (London)

Cincinnati Area:

• Hamilton County (Cincinnati)

• Butler County (Hamilton)

• Warren County (Lebanon)

• Clermont County (Batavia)

Northwest Ohio:

• Lucas County (Toledo)

• Wood County (Bowling Green)

• Hancock County (Findlay)

• Allen County (Lima)

Southwest Ohio:

• Montgomery County (Dayton)

• Greene County (Xenia)

• Miami County (Troy)

• Clark County (Springfield)

Southeast Ohio:

• Athens County (Athens)

• Washington County (Marietta)

• Muskingum County (Zanesville)

And all other Ohio counties

Step-by-Step Process Included

Our comprehensive instructions guide you through:

1. Gathering required property information

2. Obtaining the legal description and permanent parcel number

3. Understanding Ohio's six covenants of title

4. Determining the consideration amount

5. Completing the warranty deed form

6. Understanding Ohio property ownership types

7. Properly executing the document

8. Understanding notarization requirements

9. Preparing Conveyance Fee Statement

10. Calculating state and municipal conveyance fees

11. Filing with your County Recorder

12. Understanding recording fees and conveyance fees

13. Obtaining certified copies for your records

Common Ohio Warranty Deed Scenarios

Home Sale

• Most common use of warranty deeds

• Full title protection for buyer

• Required by mortgage lenders

• Standard for residential transactions

• Maximum buyer confidence

Cleveland Real Estate Sale

• Urban property transactions

• Higher conveyance fees

• Complex title issues

• Professional documentation critical

• Warranty deed standard

Investment Property Sale

• Selling rental properties

• Multi-unit building transfers

• Commercial building sales

• Full warranty protection

• Professional transactions

New Construction Sale

• Builders selling completed homes

• Warranty deed from builder to buyer

• Title insurance required

• Lender-approved transfers

• Clean title delivery

Refinancing

• Lender may require new warranty deed

• Clear title for new loan

• Replace prior deed

• Secure lender position

• Update ownership records

Suburban Property Transfer

• Delaware County homes

• Warren County properties

• Summit County developments

• Standard warranty protection

• Title company involvement

What Makes Our Ohio Warranty Deed Template Different?

✓ Ohio-Specific – Complies with all Ohio Revised Code § 5302.06 requirements
✓ All Six Covenants – Includes complete covenant language required by Ohio law
✓ Proper Formatting – Meets Ohio's recording standards
✓ Up-to-Date – Reflects current Ohio property law
✓ Professionally Drafted – Created by legal document preparation experts
✓ Easy to Customize – Clear blanks for your specific information
✓ Conveyance Fee Guidance – Instructions for calculating Ohio conveyance fees
✓ Permanent Parcel Number – Proper parcel number formatting
✓ Multiple Formats – Work in the format that suits you best
✓ Instant Access – Download immediately after purchase

Ohio Recording Requirements

To properly record your Ohio warranty deed, you'll need:

1. Completed and signed warranty deed

2. Notarized acknowledgment

3. Conveyance Fee Statement

4. State Conveyance Fee payment ($2.00 per $1,000)

5. Municipal Conveyance Fee payment (if applicable)

6. Recording fee payment (varies by county, typically $34-$46)

7. Return address for recorded deed

8. Proper formatting with required margins

9. Legal description and permanent parcel number

10. Property address

11. Preparation statement

Common Mistakes to Avoid

❌ Incomplete legal description – Must match exactly from prior deed
❌ Missing permanent parcel number – Required in Ohio
❌ Wrong covenant language – Must include all six covenants properly
❌ Improper notarization – Required for recording
❌ Missing Conveyance Fee Statement – Required form
❌ Incorrect conveyance fee calculation – Must pay $2.00 per $1,000
❌ Forgetting municipal conveyance fee – Additional fees in some cities
❌ Using wrong County Recorder office – Must record in county where property located
❌ Not paying off existing mortgage – Seller must clear liens
❌ Missing preparation statement – Required on deed
❌ Forgetting property address – Should be included for identification

Our Ohio warranty deed template includes detailed instructions to help you avoid these common pitfalls.

Understanding Ohio Property Ownership Types

Sole Ownership – Single person owns entire interest

Survivorship Tenancy – Ohio's version of joint tenancy with right of survivorship; property passes to surviving owner(s)

Tenants in Common – Co-owners with separate shares; no automatic survivorship; shares pass through estate

Tenancy by the Entirety – Married couples with right of survivorship (available in Ohio)

Trust Ownership – Property held in trust

Our template allows you to specify the ownership type when transferring property.

Cleveland and Cuyahoga County

Cuyahoga County (Cleveland):

• Largest population in Ohio

• Most active real estate market

• Higher conveyance fees within city limits

• Complex urban transactions

• Title insurance essential

• Professional closing services

Cleveland Conveyance Fees:

• State: $2.00 per $1,000 (0.2%)

• Municipal: $2.00 per $1,000 (0.2%)

• Total: $4.00 per $1,000 (0.4%)

Suburbs (outside Cleveland):

• State: $2.00 per $1,000 (0.2%)

• No municipal fee typically

• More affordable than city

• Strong real estate markets

• Warranty deeds standard

Lake County (Eastern Suburbs):

• Mentor, Willoughby, Wickliffe

• Lake Erie access

• Growing market

• Standard warranty protection

• Professional transactions

Lorain County (Western Suburbs):

• Avon, North Ridgeville, Elyria

• More affordable properties

• Growing communities

• Warranty deeds common

• Family neighborhoods

Columbus and Central Ohio

Franklin County (Columbus):

• State capital and largest city

• Growing economy

• Active real estate market

• Standard conveyance fees

• Warranty deeds standard

• Professional transactions

Delaware County:

• Northern suburbs of Columbus

• Fastest growing Ohio county

• High property values

• New construction

• Warranty protection expected

Fairfield County (Lancaster):

• Southeast of Columbus

• Growing bedroom community

• More affordable

• Family neighborhoods

• Standard warranty deeds

Licking County (Newark):

• East of Columbus

• Historic community

• Growing suburbs

• Affordable properties

• Warranty deeds common

Cincinnati and Southwest Ohio

Hamilton County (Cincinnati):

• Third largest city

• Ohio River location

• Diverse neighborhoods

• Active real estate market

• Warranty deeds standard

• Professional closings

Butler County (Hamilton/Middletown):

• North of Cincinnati

• Growing suburbs

• More affordable

• Family communities

• Standard warranty protection

Warren County (Lebanon/Mason):

• Between Cincinnati and Dayton

• Fastest growing area

• High-quality schools

• Strong market

• Warranty deeds expected

Clermont County:

• East of Cincinnati

• Affordable suburbs

• Growing communities

• Family-oriented

• Standard warranty deeds

Dayton and Southwest Ohio

Montgomery County (Dayton):

• Southwest Ohio hub

• Affordable housing

• Diverse economy

• Standard conveyance fees

• Warranty deeds common

Greene County (Xenia/Beavercreek):

• East of Dayton

• Wright-Patterson AFB

• Good schools

• Strong market

• Professional transactions

Toledo and Northwest Ohio

Lucas County (Toledo):

• Northwest Ohio hub

• Lake Erie port

• Affordable properties

• Standard conveyance fees

• Warranty deeds standard

Wood County (Bowling Green):

• South of Toledo

• University town

• Growing communities

• Affordable market

• Standard warranty protection

Akron and Northeast Ohio

Summit County (Akron):

• Fourth largest city

• Rubber City heritage

• Affordable housing

• Standard conveyance fees

• Warranty deeds common

Portage County (Kent/Ravenna):

• Kent State University

• Growing communities

• Affordable properties

• Standard warranty protection

• Active market

Stark County (Canton):

• Pro Football Hall of Fame

• Manufacturing heritage

• Affordable housing

• Standard conveyance fees

• Warranty deeds standard

When to Use a Warranty Deed vs. Quitclaim Deed in Ohio

Use a WARRANTY DEED when:

• Selling property to a stranger or unrelated party

• Buyer is obtaining mortgage financing

• Title company or lender requires it

• Buyer needs maximum protection

• In any arms-length transaction

• Selling investment or commercial property

• Want to guarantee clear title

• Standard real estate sale

Use a QUITCLAIM DEED when:

• Transferring property between family members

• Adding/removing spouse after marriage/divorce

• Transferring to/from a trust

• Correcting title errors

• Both parties know and trust each other

• No money is changing hands (gifts)

• Quick transfer without warranties needed

• Learn more about Ohio Quitclaim Deeds

Ohio Estate Planning Options

While warranty deeds are essential for property sales, Ohio residents have excellent options for estate planning:

For Property Sales (Use Warranty Deed):

• Maximum buyer protection

• Required by lenders

• Standard for arms-length transactions

• This form

For Estate Planning (Consider Alternatives):

• Transfer on Death Deed - Ohio's popular probate avoidance tool, maintains control during life

• Living Trust - Comprehensive estate planning

• Life Estate Deed - Traditional estate planning tool

For Family Transfers (Consider Quitclaim):

• Ohio Quitclaim Deed - Simple family transfers, no warranties needed

Understanding Ohio's Conveyance Fee System

Ohio's conveyance fee is straightforward compared to many states:

State Level:

• $2.00 per $1,000 (0.2%)

• Applies statewide

• One of the lower rates in the nation

• Calculated on actual consideration paid

Municipal Level:

• Cleveland: Additional $2.00 per $1,000

• Most other cities: No additional fee

• Check with your county recorder

• Not as widespread as in some states

Comparison to Other States:

• Ohio: 0.2% state conveyance fee

• Pennsylvania: 1.0% state transfer tax

• Delaware: 1.5-2.5% transfer tax

• Ohio is very affordable

No County-Level Fees:

• Unlike some states, Ohio counties don't charge additional transfer taxes

• Only state and some municipal fees apply

• Simpler than neighboring states

Additional Ohio Real Estate Forms Available

Need other Ohio property forms? We also offer:

• Ohio Quitclaim Deeds – For family transfers and non-sale situations

• Ohio Transfer on Death Deeds – For estate planning and probate avoidance

• Ohio Special Warranty Deeds – Limited warranty protection

Ready to Transfer Your Ohio Property with Maximum Protection?

Download your Ohio warranty deed form today and complete your property transfer with the strongest title guarantees available under Ohio law. For just $9.99, you'll have everything you need to prepare a professional Ohio warranty deed—providing maximum buyer protection and meeting all lender requirements!

Get Instant Access - $9.99

Perfect for All Ohio Property Types

Whether you're transferring:

• Cleveland and Cuyahoga County properties

• Columbus and Franklin County homes

• Cincinnati and Hamilton County real estate

• Dayton and Montgomery County properties

• Toledo and Lucas County homes

• Akron and Summit County properties

• Canton and Stark County real estate

• Investment and rental properties

• Commercial buildings

• New construction homes

• Condominiums and townhomes

• Residential properties throughout Ohio

Our Ohio warranty deed template provides the professional documentation and maximum title protection needed for successful property transfers throughout the Buckeye State.

Download Your Ohio Warranty Deed Template Now - $9.99

Ohio's Affordable Conveyance Fee Structure

Ohio offers one of the most affordable property transfer fee structures in the Midwest:

Total Cost Comparison ($200,000 Property):

Most Ohio Counties:

• State Conveyance Fee: $400 (0.2%)

• Municipal Fee: $0

• Recording Fee: ~$34-$46

• Total: ~$434-$446

Cleveland:

• State Conveyance Fee: $400 (0.2%)

• Municipal Fee: $400 (0.2%)

• Recording Fee: ~$34-$46

• Total: ~$834-$846

Compare to Neighboring States:

• Pennsylvania: $2,000+ (1.0% state + local)

• West Virginia: $440 (0.22%)

• Kentucky: $1,000+ (0.5%)

• Indiana: $0 (no transfer tax!)

• Michigan: $1,500 (0.75%)

Ohio's low conveyance fees make property transfers very affordable!

Why Ohio Warranty Deeds Are Essential

Lender Requirements:

• Nearly all mortgage lenders require warranty deeds

• Protects lender's security interest

• Ensures clear, marketable title

• Standard for financed purchases

Title Insurance:

• Title companies prefer warranty deeds

• Easier to insure with warranty protection

• Lower title insurance premiums

• Protects all parties

Buyer Protection:

• Maximum legal protection available

• Grantor liable for all title defects

• Peace of mind for buyers

• Standard expectation in Ohio

Professional Standards:

• Real estate professionals expect warranty deeds

• Standard form for closings

• Meets industry requirements

• Professional documentation

Free Ohio Warranty Deed Information

While we offer our comprehensive Ohio warranty deed template for just $9.99, we provide this valuable information about Ohio warranty deeds for free to help you understand this important legal document:

Free Resources Included on This Page:

• How Ohio warranty deeds work

• Six covenants of title explained

• When to use warranty vs. quitclaim deeds

• Ohio conveyance fee calculations

• Cleveland-specific conveyance fees

• Recording requirements

• Conveyance Fee Statement requirements

• County-specific considerations

What You Get for $9.99:

• Professionally drafted Ohio warranty deed form

• Multiple formats (Word, PDF, Google Docs)

• Complete step-by-step instructions

• All six covenants properly included

• Recording guidelines for all Ohio counties

• State and municipal conveyance fee calculation worksheets

• Conveyance Fee Statement instructions

• Permanent parcel number formatting guidance

• Organized course platform access

• Instant download

This small investment ensures your Ohio property transfer includes maximum buyer protection and meets all legal requirements!

Legal Disclaimer

These templates are provided by Noble Notary & Legal Document Preparers for general informational use only. We are not attorneys, and no attorney-client relationship is created by your purchase. The forms are not a substitute for legal advice and may not be appropriate for every situation. You are solely responsible for ensuring the forms are lawful and appropriate for your specific circumstances.

Warranty deeds create significant legal obligations. The grantor warrants title and may be liable for title defects. Title insurance is strongly recommended for all property transfers. Conveyance fees in Ohio vary by municipality, especially in Cleveland. For complex situations, significant property values, or if you have questions about your obligations under the covenants, consult a licensed Ohio real estate attorney.

Forms are provided "as-is," without warranties of any kind. By purchasing, you agree that Noble Notary & Legal Document Preparers is not liable for any outcomes resulting from your use of these materials.

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