North Carolina Warranty Deed Form – Downloadable Template 

Transfer North Carolina Real Estate with Full Title Protection and Guarantees

Looking for a North Carolina warranty deed form? Our downloadable North Carolina warranty deed template provides the strongest protection for property buyers by guaranteeing clear title and protecting against all past, present, and future title defects—perfect for real estate sales, refinancing, and any transaction where the buyer needs maximum title protection.

Download Your North Carolina Warranty Deed Template Now - $9.99

What is a North Carolina Warranty Deed?

A North Carolina warranty deed is a legal document used to transfer real estate with the grantor (seller) providing the strongest possible guarantee of clear title. Unlike quitclaim deeds, a warranty deed in North Carolina includes covenants that protect the grantee (buyer) against all title defects, liens, and encumbrances, whether they arose before or during the grantor's ownership. This makes it the preferred deed type for real estate sales throughout North Carolina.

Why Choose Our North Carolina Warranty Deed Template?

✔ Instant Download – Get immediate access to your North Carolina warranty deed PDF
✔ Multiple Formats – Available as editable MS Word, fillable PDF, and Google Doc
✔ Easy to Use – Includes step-by-step instructions for completing your warranty deed
✔ Legally Compliant – Formatted to meet North Carolina General Statutes § 47-36 requirements
✔ Affordable – Just $9.99 for complete access to all formats

What's Included in Your Purchase:

• North Carolina warranty deed form (Word, PDF, and Google Doc formats)

• Editable North Carolina warranty deed template you can customize

• Fillable North Carolina warranty deed PDF for easy completion

• Step-by-step instructions for proper execution

• Recording guidelines for North Carolina counties

• Information on North Carolina's covenant requirements

• Excise tax calculation guidance

• Access to our organized course platform with all templates

Common Uses for North Carolina Warranty Deeds:

Real Estate Sales – Standard deed for property sales with full buyer protection

Mortgage Refinancing – Lenders typically require warranty deeds for loan transactions

Arms-Length Transactions – Any sale between unrelated parties

Commercial Sales – Business and commercial property transfers

Investment Property Sales – Transfer of rental and income properties

New Construction Sales – Builders transferring newly completed homes

Maximum Buyer Protection – When the buyer needs strongest title guarantees

Lender Requirements – Most mortgage lenders require warranty deeds

Benefits of Using Our North Carolina Warranty Deed Form:

Maximum Protection – Provides strongest title guarantees available under North Carolina law

Buyer Confidence – Assures buyer of clear, marketable title

Lender Approved – Meets requirements of mortgage lenders and title companies

Six Covenants – Includes all required covenants of title under North Carolina law

Professional Quality – Legally compliant with North Carolina recording requirements

Flexible Formats – Choose from Word, PDF, or Google Docs

Cost-Effective – Much cheaper than attorney preparation at just $9.99

Instant Access – Download and use immediately—no waiting

How Does a North Carolina Warranty Deed Work?

1. Complete the Form – Fill out our North Carolina warranty deed template with property and party information

2. Sign Before a Notary – The grantor(s) must sign in the presence of a notary public

3. Record the Deed – File with the Register of Deeds in the county where the property is located

4. Title Transfers – Ownership transfers with full warranty protection

5. Buyer Protected – Buyer receives maximum protection against title defects

North Carolina Warranty Deed Requirements:

• Must include the grantor's and grantee's full legal names and addresses

• Must contain the complete legal property description

• Must include the property's parcel identification number (PIN)

• Must state the consideration (actual amount paid)

• Must include all six covenants of title

• Must be signed by the grantor(s) in front of a notary public

• Must be notarized with proper acknowledgment

• Must be recorded with the Register of Deeds where property is located

• Must comply with North Carolina's formatting and margin requirements

• Must include prepared by statement

• Must include property address

• Subject to North Carolina Excise Tax ($1 per $500 or 0.2%)

• Recording fees typically $26-$46

Understanding North Carolina's Six Covenants of Title

A North Carolina warranty deed includes six important covenants (promises) from the grantor to the grantee:

Present Covenants (at time of transfer):

1. Covenant of Seisin – Grantor owns the property and has right to convey it

2. Covenant of Right to Convey – Grantor has legal authority to transfer the property

3. Covenant Against Encumbrances – No liens, easements, or encumbrances except those stated

Future Covenants (ongoing protection):

4. Covenant of Warranty – Grantor will defend title against all lawful claims

5. Covenant of Quiet Enjoyment – Grantee's possession won't be disturbed by valid claims

6. Covenant of Further Assurances – Grantor will take necessary steps to perfect title

These covenants provide maximum protection for buyers and are what distinguish warranty deeds from other deed types.

North Carolina Warranty Deed vs. Other Deed Types

Warranty Deed (This Form):

• Provides maximum title protection

• Includes all six covenants of title

• Grantor liable for all title defects

• Best for property sales

• Required by most lenders

• Protects against past and future claims

• Highest level of buyer protection

Special Warranty Deed:

• Warrants title only during grantor's ownership

• Limited protection period

• Doesn't cover pre-existing defects

• Sometimes used in commercial transactions

• Less protection than general warranty deed

Quitclaim Deed:

• No warranties or guarantees

• Transfers whatever interest grantor has

• No title protection

• Best for transfers between trusted parties

• Not suitable for sales to strangers

• Lowest level of protection

• Learn more about North Carolina Quitclaim Deeds

Enhanced Life Estate Deed (Ladybird Deed):

• Avoids probate

• Retains full control during life

• Estate planning tool

• Not used for sales

• Different purpose than warranty deed

• Learn more about North Carolina Ladybird Deeds

Who Should Use a North Carolina Warranty Deed?

Our North Carolina warranty deed template is ideal for:

• Property sellers in arms-length transactions

• Real estate agents and brokers

• Title companies and closing agents

• Homebuilders selling new construction

• Real estate investors selling properties

• Anyone selling property to unrelated buyers

• Lenders requiring warranty deed protection

• Buyers needing maximum title protection

Download Your North Carolina Warranty Deed Template Today

Get instant access to your North Carolina warranty deed form download for just $9.99. Available in editable Word format, fillable PDF, and Google Docs for maximum convenience.

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Frequently Asked Questions

Q: What is a warranty deed in North Carolina?
A: A North Carolina warranty deed is a legal document that transfers property with the grantor providing complete guarantees of clear title and protection against all title defects.

Q: What's the difference between a warranty deed and quitclaim deed in North Carolina?
A: A warranty deed includes six covenants guaranteeing clear title and protecting the buyer. A quitclaim deed provides no guarantees—it simply transfers whatever interest the grantor has. Warranty deeds are standard for sales; quitclaim deeds are for transfers between trusted parties. Compare North Carolina deed types here.

Q: Do I need an attorney to prepare a North Carolina warranty deed?
A: North Carolina has a strong attorney closing culture, especially for financed transactions. While not legally required to use an attorney to prepare a deed, our downloadable North Carolina warranty deed template includes complete instructions for straightforward transfers. Attorney representation is recommended for complex transactions.

Q: How much does it cost to file a North Carolina warranty deed?
A: Recording fees vary by county, typically ranging from $26-$46. Additionally, North Carolina charges an Excise Tax of $1 per $500 (0.2%) of the property's sale price—one of the lowest rates in the nation.

Q: Does a North Carolina warranty deed need to be notarized?
A: Yes, the grantor's signature must be notarized for the deed to be valid and recordable in North Carolina.

Q: Can I use a warranty deed for a gift in North Carolina?
A: While you can, warranty deeds are typically used for sales. For gifts between family members, a North Carolina quitclaim deed is often more appropriate. For estate planning purposes, consider an Enhanced Life Estate Deed (Ladybird Deed).

Q: What is North Carolina's excise tax rate?
A: North Carolina charges an excise tax of $1 per $500 (0.2%) of the property's sale price—one of the lowest transfer tax rates in the nation.

Q: Will a warranty deed affect my mortgage in North Carolina?
A: If you're selling the property, the deed of trust (North Carolina's version of a mortgage) will need to be paid off at closing. If there's an existing deed of trust, transferring the property may trigger the due-on-sale clause, requiring full payment.

Q: Is title insurance still needed with a warranty deed?
A: Yes! Even with a warranty deed's strong guarantees, title insurance is highly recommended. It provides additional protection and is typically required by mortgage lenders in North Carolina.

Q: Does North Carolina require witnesses for a deed?
A: No, North Carolina only requires notarization by a notary public. Unlike some states, North Carolina does not require witnesses for deed execution.

Q: Can I avoid probate in North Carolina?
A: Yes! North Carolina allows Enhanced Life Estate Deeds (Ladybird Deeds), which let you transfer property to beneficiaries at death while maintaining full control during your lifetime.

Multiple Format Options

Editable Word Document – Fully customizable North Carolina warranty deed template in MS Word format

Fillable PDF – Complete your North Carolina warranty deed PDF digitally with ease

Google Docs – Cloud-based access to edit your North Carolina warranty deed form from anywhere

North Carolina-Specific Tax and Fee Considerations

State Excise Tax:

• Rate: $1 per $500 (0.2%)

• One of the LOWEST transfer taxes in the nation

• Applies to all North Carolina property transfers

• Calculated on sale price or property value

• Paid when deed is recorded

• Seller typically pays

Recording Fees:

• Varies by county

• Typically $26-$46 for deed recording

• Mecklenburg County (Charlotte): approximately $26

• Wake County (Raleigh): approximately $26

• Durham County: approximately $26

• Among the lowest recording fees in the nation

• Additional page fees minimal

Cost Examples:

$300,000 Property in North Carolina:

• State Excise Tax: $600 (0.2%)

• Recording Fee: ~$26-$46

• Total: ~$626-$646

Compare to Surrounding States ($300,000 property):

• North Carolina: ~$635 (0.2% excise tax)

• South Carolina: ~$4,650 (1.55%)

• Virginia: ~$1,200 (0.4%)

• Tennessee: ~$1,110 (0.37%)

• Georgia: ~$300 (0.1%)

North Carolina is EXTREMELY affordable! Only Georgia has lower rates among surrounding states.

$450,000 Property in North Carolina:

• State Excise Tax: $900 (0.2%)

• Recording Fee: ~$26-$46

• Total: ~$926-$946

$600,000 Property in North Carolina:

• State Excise Tax: $1,200 (0.2%)

• Recording Fee: ~$26-$46

• Total: ~$1,226-$1,246

North Carolina's Advantage:

• Extremely affordable property transfers

• Among the lowest rates in the nation

• Significant savings compared to most states

• More money stays with buyers and sellers

• Competitive advantage

Excise Tax Exemptions:

• Certain family transfers (limited)

• Transfers between spouses

• Transfers to/from governmental entities

• Some corporate reorganizations

• Consult tax professional for specific exemptions

Note: Property taxes in North Carolina are low to moderate, varying by county

💡 Need Professional Help?

If you'd prefer expert assistance with your warranty deed preparation, you can upgrade to our complete deed preparation service at any time—and we'll credit back the full $9.99 cost of this template toward your service fee.

Serving All North Carolina Counties

Our North Carolina warranty deed form is valid in all 100 North Carolina counties, including:

Charlotte Metro (Mecklenburg and surrounding):

• Mecklenburg County (Charlotte)

• Union County (Monroe/Waxhaw)

• Gaston County (Gastonia)

• Cabarrus County (Concord/Kannapolis)

• Iredell County (Mooresville/Statesville)

• Lincoln County (Lincolnton)

• York County, SC (Rock Hill - part of Charlotte metro)

Research Triangle (Raleigh-Durham-Chapel Hill):

• Wake County (Raleigh)

• Durham County (Durham)

• Orange County (Chapel Hill/Carrboro)

• Johnston County (Smithfield/Clayton)

• Chatham County (Pittsboro)

Triad (Greensboro-Winston-Salem-High Point):

• Guilford County (Greensboro/High Point)

• Forsyth County (Winston-Salem)

• Davidson County (Lexington)

• Randolph County (Asheboro)

• Alamance County (Burlington)

Mountains (Asheville Area):

• Buncombe County (Asheville)

• Henderson County (Hendersonville)

• Haywood County (Waynesville)

• Transylvania County (Brevard)

Coast:

• New Hanover County (Wilmington)

• Brunswick County (Southport/Oak Island)

• Onslow County (Jacksonville)

• Carteret County (Morehead City/Atlantic Beach)

• Dare County (Outer Banks)

And all other North Carolina counties

Step-by-Step Process Included

Our comprehensive instructions guide you through:

1. Gathering required property information

2. Obtaining the legal description and parcel identification number (PIN)

3. Understanding North Carolina's six covenants of title

4. Determining the consideration amount

5. Completing the warranty deed form

6. Understanding North Carolina property ownership types

7. Properly executing the document

8. Understanding notarization requirements

9. Calculating North Carolina excise tax

10. Filing with your Register of Deeds

11. Understanding recording fees and excise taxes

12. Obtaining certified copies for your records

Common North Carolina Warranty Deed Scenarios

Home Sale

• Most common use of warranty deeds

• Full title protection for buyer

• Required by mortgage lenders

• Standard for residential transactions

• Maximum buyer confidence

Charlotte Metro Real Estate Sale

• Hot real estate market

• Banking center

• Growing economy

• Professional documentation

• Warranty deed standard

Research Triangle Property Sale

• Tech and research hub

• University influence

• High-tech jobs

• Professional transactions

• Strong market

Asheville Area Transfer

• Mountain properties

• Tourism economy

• Retirement destination

• Active market

• Professional closings

Investment Property Sale

• Selling rental properties

• Multi-unit building transfers

• Commercial building sales

• Full warranty protection

• Professional transactions

New Construction Sale

• Builders selling completed homes

• Warranty deed from builder to buyer

• Title insurance required

• Lender-approved transfers

• Clean title delivery

What Makes Our North Carolina Warranty Deed Template Different?

✓ North Carolina-Specific – Complies with all North Carolina General Statutes § 47-36 requirements
✓ All Six Covenants – Includes complete covenant language required by North Carolina law
✓ Proper Formatting – Meets North Carolina Register of Deeds recording standards
✓ Up-to-Date – Reflects current North Carolina property law
✓ Professionally Drafted – Created by legal document preparation experts
✓ Easy to Customize – Clear blanks for your specific information
✓ Excise Tax Guidance – Instructions for calculating North Carolina excise tax
✓ Multiple Formats – Work in the format that suits you best
✓ Instant Access – Download immediately after purchase

North Carolina Recording Requirements

To properly record your North Carolina warranty deed, you'll need:

1. Completed and signed warranty deed

2. Notarized acknowledgment

3. North Carolina Excise Tax payment ($1 per $500)

4. Recording fee payment (varies by county, typically $26-$46)

5. Return address for recorded deed

6. Proper formatting with required margins

7. Complete legal description and PIN

8. Property address

9. Prepared by statement

Common Mistakes to Avoid

❌ Incomplete legal description – Must match exactly from prior deed
❌ Missing parcel identification number (PIN) – Required in North Carolina
❌ Wrong covenant language – Must include all six covenants properly
❌ Improper notarization – Required for recording
❌ Incorrect excise tax calculation – Must pay $1 per $500
❌ Using wrong Register of Deeds – Must record in county where property located
❌ Not paying off existing deed of trust – Seller must clear liens
❌ Missing prepared by statement – Required on deed
❌ Forgetting property address – Should be included for identification

Our North Carolina warranty deed template includes detailed instructions to help you avoid these common pitfalls.

Understanding North Carolina Property Ownership Types

Sole Ownership – Single person owns entire interest

Joint Tenancy with Right of Survivorship – Co-owners with automatic survivorship; property passes to surviving owner(s)

Tenants in Common – Co-owners with separate shares; no automatic survivorship; shares pass through estate

Tenancy by the Entirety – Available in North Carolina for married couples; provides right of survivorship and creditor protection

Trust Ownership – Property held in trust

Note: North Carolina is NOT a community property state. North Carolina follows common law property rules.

Our template allows you to specify the ownership type when transferring property.

Charlotte and Mecklenburg County

Mecklenburg County (Charlotte):

• Largest North Carolina city

• Second-largest banking center in US (after NYC)

• Fortune 500 headquarters (Bank of America, Truist, Lowe's)

• Rapid growth

• Hot real estate market

• Professional community

Charlotte Real Estate:

• Growing rapidly

• Affordable compared to other major metros

• New development ongoing

• Diverse neighborhoods

• Strong job market

• Investment opportunities

Recording:

• Mecklenburg County Register of Deeds

• Recording fee: approximately $26

• Excise tax: 0.2%

Popular Charlotte/Mecklenburg Areas:

• Uptown Charlotte (urban core)

• South End (trendy, light rail)

• Dilworth (historic, walkable)

• Myers Park (upscale)

• Ballantyne (south Charlotte, master-planned)

• Lake Norman area (north, waterfront)

• University area (UNC Charlotte)

• Plaza Midwood (arts district)

Surrounding Counties:

• Union County (Waxhaw, Weddington - fastest growing)

• Cabarrus County (Concord, Kannapolis)

• Iredell County (Mooresville, Lake Norman)

• Gaston County (Gastonia - more affordable)

Why Charlotte:

• Strong banking/finance sector

• Growing tech scene

• No state income tax on most retirement income

• Affordable housing (for a major metro)

• Professional sports (Panthers, Hornets, NASCAR)

• Good schools (suburbs)

• Southern hospitality

• Mild winters

Research Triangle (Raleigh-Durham-Chapel Hill)

Wake County (Raleigh):

• State capital

• Fastest growing major metro in US (recent years)

• Research Triangle Park

• Tech industry hub

• Excellent schools

• Hot real estate market

Raleigh Real Estate:

• Rapidly appreciating

• High demand

• New construction

• Professional workforce

• Good schools

• Investment opportunities

Recording:

• Wake County Register of Deeds

• Recording fee: approximately $26

• Excise tax: 0.2%

Popular Raleigh/Wake County Areas:

• Downtown Raleigh (urban revival)

• North Raleigh (established, good schools)

• Cary (west, top schools, master-planned)

• Apex (southwest, fastest growing)

• Holly Springs (south, new development)

• Fuquay-Varina (south, growing)

• Wake Forest (northeast, historic)

Durham County (Durham):

• Duke University and Medical Center

• Research Triangle Park

• Tech startups

• Diverse economy

• More affordable than Raleigh

• Cultural attractions

Durham Real Estate:

• More affordable than Raleigh

• Revitalization ongoing

• Duke influence

• Investment opportunities

• Diverse neighborhoods

• Growing demand

Orange County (Chapel Hill/Carrboro):

• University of North Carolina

• College town atmosphere

• Highly educated population

• Liberal arts community

• High property values (Chapel Hill)

• Strong rental market

Why Research Triangle:

• Top tech jobs

• Research Triangle Park (major employment)

• Three major universities (UNC, Duke, NC State)

• Highly educated workforce

• Growing economy

• Good schools

• Affordable (compared to Silicon Valley, Boston)

• Quality of life

Triad (Greensboro-Winston-Salem-High Point)

Guilford County (Greensboro):

• Third-largest NC metro

• Diverse economy

• UNCG, NC A&T

• Affordable housing

• Growing market

• Transportation hub

Greensboro Real Estate:

• Very affordable

• Stable market

• Good schools

• Investment opportunities

• Diverse neighborhoods

• Good value

Forsyth County (Winston-Salem):

• Historic tobacco heritage

• Wake Forest University

• Healthcare hub

• More affordable

• Revitalization ongoing

• Arts and culture

Winston-Salem Real Estate:

• Very affordable

• Historic homes

• Established neighborhoods

• Good value

• Growing medical sector

• Cultural amenities

High Point:

• Furniture capital

• Trade shows

• Affordable housing

• Between Greensboro and Winston-Salem

Asheville and Western North Carolina Mountains

Buncombe County (Asheville):

• Blue Ridge Mountains

• Tourism hub

• Arts and brewery culture

• Retirement destination

• High cost of living (for NC)

• Popular destination

Asheville Real Estate:

• Most expensive in NC (per capita)

• High demand

• Limited inventory

• Mountain views premium

• Tourism economy

• Strong rental market

Why Asheville:

• Mountain beauty

• Four seasons

• Arts and culture

• Breweries (most per capita in US)

• Outdoor recreation

• Vibrant downtown

• Retirement destination

• Tourist attraction

Henderson County (Hendersonville):

• South of Asheville

• More affordable than Asheville

• Retirement community

• Apple growing region

• Four seasons

• Small-town charm

Wilmington and Coastal North Carolina

New Hanover County (Wilmington):

• Atlantic coast

• Historic port city

• Beach access

• University of NC Wilmington

• Film industry

• Tourism economy

Wilmington Real Estate:

• Expensive (coastal premium)

• Beach properties

• Historic downtown

• Investment properties

• Vacation rentals

• Growing market

Brunswick County (Oak Island, Southport):

• South of Wilmington

• More affordable beaches

• Golf communities

• Retirement destination

• Laid-back lifestyle

• Growing rapidly

Outer Banks (Dare County):

• Barrier islands

• Vacation destination

• Seasonal market

• Vacation rentals

• Limited year-round housing

• Premium pricing

When to Use a Warranty Deed vs. Other Deed Types in North Carolina

Use a WARRANTY DEED when:

• Selling property to a stranger or unrelated party

• Buyer is obtaining mortgage financing

• Title company or lender requires it

• Buyer needs maximum protection

• In any arms-length transaction

• Selling investment or commercial property

• Want to guarantee clear title

• Standard real estate sale

Use a QUITCLAIM DEED when:

• Transferring property between family members

• Adding/removing spouse after marriage/divorce

• Transferring to/from a trust

• Correcting title errors

• Both parties know and trust each other

• No money is changing hands (gifts)

• Quick transfer without warranties needed

• Learn more about North Carolina Quitclaim Deeds

Use an ENHANCED LIFE ESTATE DEED (LADYBIRD DEED) when:

• Estate planning to avoid probate

• Want to maintain full control during life

• Want to transfer property at death

• Protecting homestead from Medicaid

• Not conducting a sale

• Learn more about North Carolina Ladybird Deeds

North Carolina Estate Planning Options

While warranty deeds are essential for property sales, North Carolina residents have excellent estate planning options:

For Property Sales (Use Warranty Deed):

• Maximum buyer protection

• Required by lenders

• Standard for arms-length transactions

• This form

For Estate Planning (Consider Alternatives):

• Enhanced Life Estate Deed (Ladybird Deed) - North Carolina's probate avoidance tool, maintains full control during life

• Living Trust - Comprehensive estate planning

• Tenancy by the Entirety - North Carolina option for married couples with right of survivorship

• Joint Tenancy with Right of Survivorship - Automatic transfer to co-owner

For Family Transfers (Consider Quitclaim):

• North Carolina Quitclaim Deed - Simple family transfers, no warranties needed

Understanding North Carolina's Low Excise Tax

Excise Tax Structure:

• Rate: $1 per $500 (0.2%)

• One of the LOWEST in the nation

• Simple calculation

• Seller typically pays

• Major advantage

Calculation Example:

• $400,000 sale price

• $400,000 ÷ 500 = 800

• 800 × $1.00 = $800 excise tax

Why North Carolina's Tax is Low:

• Pro-business environment

• Encourages real estate transactions

• Competitive advantage

• Attracts new residents

• Economic development tool

Comparison - $400,000 Property:

• North Carolina: $800 (0.2%)

• South Carolina: $6,200 (1.55%)

• Virginia: $1,600 (0.4%)

• Tennessee: $1,480 (0.37%)

• Georgia: $400 (0.1%)

• Florida: $2,800 (0.7%)

North Carolina is among the lowest!

North Carolina's Booming Economy

Major Industries:

• Banking and finance (Charlotte)

• Technology (Research Triangle)

• Healthcare (Duke, Wake Med, Atrium)

• Manufacturing (historically textiles, now advanced)

• Agriculture (tobacco, sweet potatoes, hogs)

• Tourism (mountains, beaches)

Fortune 500 Headquarters:

• Bank of America (Charlotte)

• Truist Financial (Charlotte)

• Lowe's (Mooresville)

• Duke Energy (Charlotte)

• Nucor (Charlotte)

Growing Sectors:

• Technology and software

• Biotechnology (Research Triangle)

• Financial services

• Data centers

• Film production (Wilmington)

Research Triangle Park:

• Largest research park in North America

• 300+ companies

• 50,000+ employees

• Tech and pharma hub

• Major employment driver

Impact on Real Estate:

• Strong job growth

• Population influx

• Rising home prices (still affordable)

• Investment opportunities

• New construction

• Economic stability

North Carolina's Geographic Diversity

Three Regions:

Mountains (West):

• Blue Ridge and Great Smoky Mountains

• Highest peaks east of Mississippi

• Four seasons

• Tourism and recreation

• Retirement destination

• Asheville cultural hub

Piedmont (Central):

• Charlotte, Raleigh, Greensboro, Winston-Salem

• Rolling hills

• Major metros

• Economic engine

• Population center

• Mild climate

Coastal Plain (East):

• Atlantic coast and Outer Banks

• Beaches and barrier islands

• Historic towns

• Agriculture

• Military bases

• Tourism

Real Estate Impact:

• Mountain properties premium

• Beach properties expensive

• Piedmont metros affordable

• Diverse options

• Seasonal markets (coast/mountains)

North Carolina's Quality of Life

Why People Move to North Carolina:

• Affordable housing (major metros still reasonable)

• Low excise tax (property transfers)

• No state income tax on most retirement income

• Strong job market (banking, tech, healthcare)

• Good schools (Wake County, Mecklenburg suburbs)

• Mild climate (four seasons, mild winters)

• Mountains and beaches (both within state)

• Growing tech sector

• Southern hospitality

• College sports (UNC, Duke, NC State)

Climate:

• Mild winters (Piedmont and coast)

• Hot, humid summers

• Four distinct seasons (mountains)

• Long growing season

• Beautiful fall colors (mountains)

Recreation:

• Blue Ridge Parkway

• Great Smoky Mountains National Park

• Outer Banks beaches

• Hiking and camping

• Water sports

• College sports passion

Comparison: North Carolina vs. Surrounding States

Transfer Tax/Fee Comparison ($350,000 property):

North Carolina:

• State Excise Tax: $700 (0.2%)

• Recording Fee: ~$26

• Total: ~$726

South Carolina:

• State/Local Transfer Tax: $5,425 (1.55%)

• Recording Fee: ~$50

• Total: ~$5,475

Virginia:

• State Transfer Tax: $1,400 (0.4%)

• Recording Fee: ~$40

• Total: ~$1,440

Tennessee:

• State Deed Tax: $1,295 (0.37%)

• Recording Fee: ~$35

• Total: ~$1,330

Georgia:

• State Transfer Tax: $350 (0.1%)

• Recording Fee: ~$55

• Total: ~$405

North Carolina is VERY affordable, second only to Georgia among major surrounding states!

North Carolina's Attorney Closing Culture

Attorney Closings Common:

• North Carolina has strong attorney closing tradition

• Especially for financed transactions

• Both sides typically represented

• Attorneys handle title work

• Professional guidance

• Consumer protection

Our Template Still Useful:

• Understand deed structure

• Prepare draft for attorney review

• Save on attorney fees

• Educational purposes

• Simple family transfers

• Cash transactions

When to Use Attorney:

• Financed purchases (usually required)

• Complex transactions

• High-value properties

• Unknown title issues

• Any concerns about title

• Commercial properties

Additional North Carolina Real Estate Forms Available

Need other North Carolina property forms? We also offer:

• North Carolina Quitclaim Deeds – For family transfers and non-sale situations

• North Carolina Enhanced Life Estate Deeds (Ladybird Deeds) – For estate planning and probate avoidance

• North Carolina Special Warranty Deeds – Limited warranty protection

Ready to Transfer Your North Carolina Property with Maximum Protection?

Download your North Carolina warranty deed form today and complete your property transfer with the strongest title guarantees available under North Carolina law. For just $9.99, you'll have everything you need to prepare a professional North Carolina warranty deed—providing maximum buyer protection and meeting all lender requirements, all while taking advantage of North Carolina's extremely low excise tax!

Get Instant Access - $9.99

Perfect for All North Carolina Property Types

Whether you're transferring:

• Charlotte and Mecklenburg County properties

• Research Triangle homes (Raleigh, Durham, Chapel Hill, Cary)

• Triad real estate (Greensboro, Winston-Salem, High Point)

• Asheville and mountain properties (Buncombe, Henderson Counties)

• Wilmington and coastal properties (New Hanover, Brunswick Counties)

• Outer Banks vacation homes (Dare County)

• Investment and rental properties

• Commercial buildings

• New construction homes

• Lake properties (Lake Norman, High Rock Lake)

• Mountain properties (Blue Ridge, Smokies)

• Beach properties (Outer Banks, Brunswick beaches)

Our North Carolina warranty deed template provides the professional documentation and maximum title protection needed for successful property transfers throughout the Tar Heel State—with the added advantage of one of the LOWEST excise tax rates in the nation!

Download Your North Carolina Warranty Deed Template Now - $9.99

North Carolina's Cultural Identity

Southern Hospitality:

• Friendly culture

• Welcoming communities

• Family values

• Strong sense of place

Sports Passion:

• College basketball (UNC vs. Duke rivalry)

• NASCAR heritage

• Panthers (NFL)

• Hurricanes (NHL)

• College sports culture

BBQ Heritage:

• Eastern vs. Western BBQ debate

• Vinegar-based (east) vs. tomato-based (west)

• Cultural tradition

• Regional pride

Free North Carolina Warranty Deed Information

While we offer our comprehensive North Carolina warranty deed template for just $9.99, we provide this valuable information about North Carolina warranty deeds for free to help you understand this important legal document:

Free Resources Included on This Page:

• How North Carolina warranty deeds work

• Six covenants of title explained

• When to use warranty vs. quitclaim vs. ladybird deeds

• North Carolina excise tax explained (0.2%—one of lowest)

• Recording requirements

• No witness requirement (notary only)

• Enhanced Life Estate Deed (Ladybird Deed) option

• Attorney closing culture

• County-specific considerations

What You Get for $9.99:

• Professionally drafted North Carolina warranty deed form

• Multiple formats (Word, PDF, Google Docs)

• Complete step-by-step instructions

• All six covenants properly included

• Recording guidelines for all North Carolina counties

• Excise tax calculation worksheets

• Legal description formatting guidance

• Organized course platform access

• Instant download

This small investment ensures your North Carolina property transfer includes maximum buyer protection and meets all legal requirements—while taking advantage of North Carolina's extremely low excise tax!

Legal Disclaimer

These templates are provided by Noble Notary & Legal Document Preparers for general informational use only. We are not attorneys, and no attorney-client relationship is created by your purchase. The forms are not a substitute for legal advice and may not be appropriate for every situation. You are solely responsible for ensuring the forms are lawful and appropriate for your specific circumstances.

Warranty deeds create significant legal obligations. The grantor warrants title and may be liable for title defects. Title insurance is strongly recommended for all property transfers. North Carolina charges an excise tax of $1 per $500 (0.2%)—one of the lowest in the nation. North Carolina uses deeds of trust (not mortgages). North Carolina has a strong attorney closing culture, especially for financed transactions. For complex situations, significant property values, or if you have questions about your obligations under the covenants or excise tax calculations, consult a licensed North Carolina real estate attorney.

Forms are provided "as-is," without warranties of any kind. By purchasing, you agree that Noble Notary & Legal Document Preparers is not liable for any outcomes resulting from your use of these materials.

📞 Mobile Notary Services: Call 1-877-540-6104 for professional notarization at your location

Don't leave your property transfer to chance. Use professional forms, proper execution, and expert support to ensure your quitclaim deed accomplishes your goals without complications.